Anyone Planning to App in the Next Week?

[Anonymous]

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@Remedios wrote:

Good! 

Then I'm sure no where in your research did the risky lending practices, risky lending time, risky borrowers, low risk-high stake borrowers got convoluted, right?

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LOL. Stay safe.

[Remedios]

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@Anonymous wrote:

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@Remedios wrote:

Good! 

Then I'm sure no where in your research did the risky lending practices, risky lending time, risky borrowers, low risk-high stake borrowers got convoluted, right?

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LOL. Stay safe.

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I hope so. We're on 5th or 6th infected patient that has received services at our practice.

My paranoia knows no bounds at the moment.  

You, too! 

[Anonymous]

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@Remedios wrote:

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@Anonymous wrote:

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@Remedios wrote:

Good! 

Then I'm sure no where in your research did the risky lending practices, risky lending time, risky borrowers, low risk-high stake borrowers got convoluted, right?

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LOL. Stay safe.

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I hope so. We're on 5th or 6th infected patient that has received services at our practice.

My paranoia knows no bounds at the moment.  

You, too! 

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Well, I'm HOPING I have immunity to it. I likely had a touch of it (sniffles, slight frog in my throat, and dry cough) back in early January. Took me 6 weeks to get rid of the cough. Got it from my DW who didn't fare as well (but survived!). She likely had it late December and early January. Had chills, fever, cough, trouble breathing, lung pain, bad headache, and tiredness. After a few days felt better for several hours and then would go downhill again. Wanted to go to the ER because she thought it was pneumonia, but didn't because there was no congestion. Took her 2 or 3 additional weeks to get full lung capacity back after recovery. She even said back then the illness can kill someone. 

Didn't hear about the virus back then and thought it was a nasty chest cold with no runny nose. I would have loved to know back then if that's what it was.

[Keatonsdaddy]

I'm fixing to apply for a Citi double cash card hopefully within the next week. My cap one card was supposed to report zero balance on the 19th but it did not. As soon as that reports i'm going to go for it, IDK how the banks are feeling with this Coronavirus but i'll soon find out haha

[Anonymous]

No I'll be avoiding a Virus and reading Myfico instead 

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@Anonymous wrote:

What are you going for and with who?

It can certainly be done if you have a strong profile. I think the odds are excellent. 

I apped for my Capital One card in Feb 2009. Weren't ideal times but many here can do it. Like to see what successes are out there.

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[nuohlac]

I am considering a US Bank Altitude Reserve app. I had 8HP's fall off my reports in March so I am in single digits again. My newest accounts are 9 months old and will be 10 if I give it another couple weeks. 

Sadly, alot of me wants to apply because I want to just get this card out of the way (it has the most strict UW rules of the cards I would like). I really want to finally accept the BBVA Clearpoints offers that keep coming in the mail. I have watched 4 of them expire and my current offer expires April 15. I would love to not have to walk away from it again.  

[Anonymous]

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@nuohlac wrote:

I am considering a US Bank Altitude Reserve app. I had 8HP's fall off my reports in March so I am in single digits again. My newest accounts are 9 months old and will be 10 if I give it another couple weeks. 

Sadly, alot of me wants to apply because I want to just get this card out of the way (it has the most strict UW rules of the cards I would like). I really want to finally accept the BBVA Clearpoints offers that keep coming in the mail. I have watched 4 of them expire and my current offer expires April 15. I would love to not have to walk away from it again.  

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It will be interesting to see,  you have good scores and I wonder if they're tolerant enough with the total CLs you have. May not matter to them in this environment though. 

[Mv350]

I've applied for a few 0% cards for the just in cases that might come up over the next few months. All went to review, so we will see over the next week or so what comes of them.

[nuohlac]

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@Anonymous wrote:

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@nuohlac wrote:

I am considering a US Bank Altitude Reserve app. I had 8HP's fall off my reports in March so I am in single digits again. My newest accounts are 9 months old and will be 10 if I give it another couple weeks. 

Sadly, alot of me wants to apply because I want to just get this card out of the way (it has the most strict UW rules of the cards I would like). I really want to finally accept the BBVA Clearpoints offers that keep coming in the mail. I have watched 4 of them expire and my current offer expires April 15. I would love to not have to walk away from it again.  

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It will be interesting to see,  you have good scores and I wonder if they're tolerant enough with the total CLs you have. May not matter to them in this environment though. 

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Cross your fingers for me . I think I will wait until the last minute (April 14 or 15) to get as much age as possible on the accounts and let us navigate a few more weeks in the fog of this situation. Hopefully, that time will provide a little clarity for the financial institutions (the flood of calls about losing incomes and seeking help may be on the downside) and maybe some essential employee love movement will start. With the banks seeing who has had their income streams disrupted and who has not.

[GApeachy]

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@Remedios wrote:

If I didnt have those, I would apply for a new one, but only for that reason. 

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I did that a couple of weeks ago thinking I might need it...hoping I don't but at least it's a backup.

As far as anything new....hard pass. Not gonna chance it anymore.  I'm already checking on my accts. more than I should be and that's a direct result of my silliness, so smh at myself 'bout that....putting on my Garden gloves for a looooong, looooong while. (finally)