Anyone get instant approval for Diners card rather than the 7-15 day message?

[alvon123]

Just curious, has anyone ever gotten an instant approval for a Diners card rather than the 7-15 day message?

If so what was your score and util?

I was thinking of applying for the Premier version but wanted to know if there was a particular credit score that would warrant an instant approval rather than waiting for the 7-15 day message.

Myfico TU score is currently 780 with 0% utilization  AAOA is 10 years 1 inquiry

[Anonymous]

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@alvon123 wrote:

Just curious, has anyone ever gotten an instant approval for a Diners card rather than the 7-15 day message?

If so what was your score and util?

I was thinking of applying for the Premier version but wanted to know if there was a particular credit score that would warrant an instant approval rather than waiting for the 7-15 day message.

My TU fico is currently 780 with 0% utilization  AAOA is 10 years 1 inquiry

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Whoa ... there goes the AAoA and your FICO Score!

[B335is]

I got instant approved when I applied literally the day it came out.  My TU was 775.  The computer only thought about it for 1 second.  They might have changed since then.  I still haven't heard about my 2nd application.  It's going on 4 weeks now.

[alvon123]

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@B335is wrote:

I got instant approved when I applied literally the day it came out.  My TU was 775.  The computer only thought about it for 1 second.  They might have changed since then.  I still haven't heard about my 2nd application.  It's going on 4 weeks now.

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thanks

[Anonymous]

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@alvon123 wrote:

Just curious, has anyone ever gotten an instant approval for a Diners card rather than the 7-15 day message?

If so what was your score and util?

I was thinking of applying for the Premier version but wanted to know if there was a particular credit score that would warrant an instant approval rather than waiting for the 7-15 day message.

Myfico TU score is currently 780 with 0% utilization  AAOA is 10 years 1 inquiry

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There seems to be no rhyme or reason to Diner's (Waiter's) Club and instapprovals.

[baller4life]

Haha I was instant. I think my TU was like 693 at the time. 30% util. Got $10k. Weird. Seen others with much higher scores get 7-15

[Anonymous]

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@baller4life wrote:
Haha I was instant. I think my TU was like 693 at the time. 30% util. Got $10k. Weird. Seen others with much higher scores get 7-15

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YOU!

Lol....See what I mean? No rhyme or reason.

[Anonymous]

I wasnt instant..I app'd on a Friday and calle in that Tuesday and was approved.. The rep said i was actually approved on Monday.. So, had i not app'd on a Friday night i probably would have known the next day.. However.. Diners is 110% absolutely YMMV!!!

[ojefferyo]

not YMMV but YMWV lol

[Anonymous]

Mine might as well have been an instant approval. I called 15 minutes after applying and got $15k with a 702 score, 8 inq, and a 3.5 year AAoA.