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Anyone get instant approval for Diners card rather than the 7-15 day message?

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Senior Contributor

Anyone get instant approval for Diners card rather than the 7-15 day message?

Just curious, has anyone ever gotten an instant approval for a Diners card rather than the 7-15 day message?

If so what was your score and util?

 

I was thinking of applying for the Premier version but wanted to know if there was a particular credit score that would warrant an instant approval rather than waiting for the 7-15 day message.

 

Myfico TU score is currently 780 with 0% utilization  AAOA is 10 years 1 inquiry


Message 1 of 18
17 REPLIES 17
Moderator Emeritus

Re: Anyone get instant approval for Diner card rather than the 7-15 day message?


@alvon123 wrote:

Just curious, has anyone ever gotten an instant approval for a Diners card rather than the 7-15 day message?

If so what was your score and util?

 

I was thinking of applying for the Premier version but wanted to know if there was a particular credit score that would warrant an instant approval rather than waiting for the 7-15 day message.

 

My TU fico is currently 780 with 0% utilization  AAOA is 10 years 1 inquiry


Whoa ... there goes the AAoA and your FICO Score!Smiley Happy

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Current Score: 850
Goal Score: 850


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Message 2 of 18
Moderator Emeritus

Re: Anyone get instant approval for Diner card rather than the 7-15 day message?

I got instant approved when I applied literally the day it came out.  My TU was 775.  The computer only thought about it for 1 second.  They might have changed since then.  I still haven't heard about my 2nd application.  It's going on 4 weeks now.

Message 3 of 18
Senior Contributor

Re: Anyone get instant approval for Diner card rather than the 7-15 day message?


@B335is wrote:

I got instant approved when I applied literally the day it came out.  My TU was 775.  The computer only thought about it for 1 second.  They might have changed since then.  I still haven't heard about my 2nd application.  It's going on 4 weeks now.


thanks


Message 4 of 18
Super Contributor

Re: Anyone get instant approval for Diners card rather than the 7-15 day message?


@alvon123 wrote:

Just curious, has anyone ever gotten an instant approval for a Diners card rather than the 7-15 day message?

If so what was your score and util?

 

I was thinking of applying for the Premier version but wanted to know if there was a particular credit score that would warrant an instant approval rather than waiting for the 7-15 day message.

 

Myfico TU score is currently 780 with 0% utilization  AAOA is 10 years 1 inquiry


There seems to be no rhyme or reason to Diner's (Waiter's) Club and instapprovals.

EX FICO  16 INQ  791
EQ FICO  10 INQ  786
TU FICO  12 INQ  790
Total CL$477,00038 TL
Message 5 of 18
Super Contributor

Re: Anyone get instant approval for Diners card rather than the 7-15 day message?

Haha I was instant. I think my TU was like 693 at the time. 30% util. Got $10k. Weird. Seen others with much higher scores get 7-15
Message 6 of 18
Super Contributor

Re: Anyone get instant approval for Diners card rather than the 7-15 day message?


@baller4life wrote:
Haha I was instant. I think my TU was like 693 at the time. 30% util. Got $10k. Weird. Seen others with much higher scores get 7-15

YOU!

 

Lol....See what I mean? No rhyme or reason.

EX FICO  16 INQ  791
EQ FICO  10 INQ  786
TU FICO  12 INQ  790
Total CL$477,00038 TL
Message 7 of 18
Established Member

Re: Anyone get instant approval for Diners card rather than the 7-15 day message?

I wasnt instant..I app'd on a Friday and calle in that Tuesday and was approved.. The rep said i was actually approved on Monday.. So, had i not app'd on a Friday night i probably would have known the next day.. However.. Diners is 110% absolutely YMMV!!!

Current TU Fico: 755 Goal: 800 Club
Message 8 of 18
Valued Contributor

Re: Anyone get instant approval for Diners card rather than the 7-15 day message?

not YMMV but YMWV lol

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Message 9 of 18
Established Contributor

Re: Anyone get instant approval for Diners card rather than the 7-15 day message?

Mine might as well have been an instant approval. I called 15 minutes after applying and got $15k with a 702 score, 8 inq, and a 3.5 year AAoA.

EQ: 761 EX 750 TU 755

AMEX- Platinum (NPSL) Delta Skymiles Platinum 34.5k CapOne- QuickSilver 10.5k Barclays 6.5k Diner's Club Premier 20k Marriot Rewards 10k Chase Sapphire Preferred 16.7k
Message 10 of 18
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