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App Spree and NFCU Update December 2016

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Mahraja
Valued Contributor

App Spree and NFCU Update December 2016

Below is the outcome of my Mid size App Spree 2016 with new update about NFCU membership via family member

 

Joined NFCU via Family no HP soft pulls twice and approved no welcome e-mail just straight membership opened process is little bit  different than cold app for membership in my opinion

 

Applied NFCU REWARDS Visa Approved 24k 1 HP T union

Amex everyday pre qualified mailer applied Approved 10k SL 1 HP Experian ( 2nd mailer for cash blue is still sitting was pre qualified for both cards) don't know what to do with that waiting for input.....

Applied AND Approved for BCU visa card CLI 15k to 30K 1HP EXPERIAN

Chase Sapphire and slate were pre Qualified so i applied sapphire went pending called ID verified Approved 18K

 

I am Paused here planing for 2nd round can you guys shed some light about 2nd pre approved amex cash blue mailer should i go for it or wait 30/90 days

plus i want to confirm if its ok to apply for NAVY CLOC now already got a high limit visa so i am little confuse don't want poke the bear your comments are welcome thanks for reading

 

DCU CLI 10K TO 30K 1 HP EQUIFAX SOCRES 773 Smiley Tongue

 

 

 

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"Be Stronger Than Your Strongest Excuse"
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4 REPLIES 4
Creditaddict
Legendary Contributor

Re: App Spree and NFCU Update December 2016

1. Apply for 2nd Amex

2. Apply for $15k Loc with Navy

3. Apply for a co-branded card from Chase like United, Marriott and if you only want Sapphire, call once you receive the cards and consolidate the 2nd card into the Sapphire!

Message 2 of 5
Mahraja
Valued Contributor

Re: App Spree and NFCU Update December 2016

thanks for the reply CA i after  the above accounts in the first post i applied for cloc with nfcu instant approval 15k at the lowest interst rate now with this approval i have below new accounts within 10 days period

Amex everyday

Chase sapphire

navy rewards visa

navy cloc

 

don'tyou think opening more accounts would and can trigger AA of some sort what do you think how many more new accounts are safe to open prior to this spree i had 2 new accounts opened DCU visa 10k 6 months ago and total rewards visa 12 months ago so now what do you think should i stop here or 1 or 2 more accounts are ok to have DCU has soft pull personal loan waiting as well 10k already confirmed it would be soft pull but a new trade line ...thanks 4 your time bro

Profile Worth 2.0+M+
___________R.a.j
"Be Stronger Than Your Strongest Excuse"
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Creditaddict
Legendary Contributor

Re: App Spree and NFCU Update December 2016

No I don't think you are in any jeaporday of an AA.
Even if AA happened that's not a creditor you want anyway.
You could easily add more with no issues I would bet but it's just depending on goal
Message 4 of 5
Mahraja
Valued Contributor

Re: App Spree and NFCU Update December 2016

CA 2 more steps took CLOC approved 15k DCU Visa CLI 10K TO 30K Still under 4 accounts and few Pulls i am under safe zone because not adding accounts but getting large CLI with HPs Smiley Wink

Profile Worth 2.0+M+
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"Be Stronger Than Your Strongest Excuse"
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