App Spree :)

[ADARPegasus]

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@FinStar wrote:
OP... Sorry but I'm not buying it...JMHO. First, of the thousands and thousands of applications they receive online, please explain how they were able to single you (specifically) and not others on these boards? Additionally, they wouldn't have any jurisdiction (due to privacy laws protections) to inform other lenders of your alleged "app spree" activities unless they're closely working with the FBI but at that point you wouldn't even be informed. So, where does it show within the PenFed online portal that your application was "rescinded"... or withdrawn if that were the case?

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I have a fraud alert and consumer statements on my credit so the fraud department had to call me anyways.

[ADARPegasus]

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@Anonymous wrote:

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@Jonbuck06 wrote:

i got approved for the PenFed card and i applied for another one and the PenFed fraud department called me and said he read all of my comments on here and pretty much attacked me.. Saying i have a alternative motive to doing a app spree and said that he is going to get in contact with all the companies i am applying with and telling them i am doing a app spree. I didn't know doing a app spree was illegal. I really think im going to have to file a BBB report about this because that was very rude what he said to me.  

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What happen?  Have they recinded the other approval?  

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Yea they rescinded it!

[ADARPegasus]

Well all done with the App Spree and how it turned out is everyone denied me except. Bank Of The West and FNBO.

Capital One - I believe i might get a approval because they had me fax in proof of social security number, proof of income and proof of address.

Citi - Denied me to many inquires

Discover Miles - denied insufficient credit history.

Chase - Denied Unsatisfactory History

NASA - Denied Insufficient Credit History.

SDFCU - Insufficient Credit History

Virgin America - Credit File Frozen No Backdoor Number. Letter says reapply when security freeze is lifted.

[FinStar]

*oh* I see you changed your handle name  ADARPegasus = Jonbuck06

[Anonymous]

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@FinStar wrote:

*oh* I see you changed your handle name  ADARPegasus = Jonbuck06

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If true, how sad is that.