Apple Barclays credit approval?

Anonymous · ‎05-13-2018

What is the chances i would get approved? I️ applied this time last year and got denied because I️ only had a CC on my credit. But now I️ have an auto loan for over a year, credit card. My credit score is a 742 and I’m 21 years old. No late payments either. Thanks guys. * I️ should add I️ have no hits in over a year on either TU or equifax

Meanmchine · ‎05-13-2018

I read recently that Barclays is selling their Apple line of cards to Goldman Sachs. I dont know if that is still pending or not

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>8/2024 All 3 reports 835ish (F8) F9s = 850 but my app finger is still twitching

Anonymous · ‎05-13-2018

I️ don’t believe that has gone through yet.. would barclay be good? Or would it be better to go through like Best Buy?

Anonymous · ‎05-13-2018

this is one of the easier barclay cards to get approved for

Anonymous · ‎05-13-2018

So is it worth me trying? I️ haven’t applied for anything this year

Anonymous · ‎05-13-2018

i think you will get approved i would try it

Anonymous · ‎05-13-2018

@Anonymous wrote:
What is the chances i would get approved? I️ applied this time last year and got denied because I️ only had a CC on my credit. But now I️ have an auto loan for over a year, credit card. My credit score is a 742 and I’m 21 years old. No late payments either. Thanks guys. * I️ should add I️ have no hits in over a year on either TU or equifax

is that your fico score 742? i was approved for barclay and my tu fico score at the time was 670 or so

Anonymous · ‎05-13-2018

My trans union and equifax are both 742. That’s on credit karma. Last time i inquired about my credit was when I️ bought my vehicle. And the loan advisor told me my credit was actually 10 points higher then what I️ had thought. So to answer your question I’m not sure what my fico is?

MrDisco99 · ‎05-13-2018

CreditKarma scores are garbage. They are not actual FICO scores.

Get a real FICO score either from this site, or from your current card issuer if they provide it, or from creditscorecard.com.

That said, you're probably fine for an approval. The Barclays Apple card is pretty easy to get.

Apple and Goldman are launching a new card next year. I've heard nothing about the existing Barclays portfolio being sold to Goldman. I'd be really surprised if that happened.