Apple Card CLI 3 day wait.

[Anonymous]

So a few days ago I wrote Apple asking for a CLI. They denied me then and said they will send something in mail explaining why. Yesterday I decided to text them and ask why I was denied. They said sorry to hear that would you like me to see if you are able to request a CLI. I thought this was weird seeing as how I just did , and told them I don't want any negative impact. They sent a long message basically telling me what they look for to approve you. So I continued on and said yeah. They said "you can process a credit line increase today." So I did. They then said they processed it and said I will get a response back in 10 minutes up to 3 calendar days. Usually with Apple it's pretty quick or Atleast by the end of the day for me it's either a yes or no. This time I haven't heard anything From them and was trying to see if anyone else has run into this and if so, what was your outcome?

[FinStar]

Hi @Anonymous - welcome to the forums.

The 3-day response can go in either direction, but in most instances it can yield a denial.  Below is a fairly recent thread from another member who received a similar 3-day response:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/3-day-wait-for-Apple-Card-Cli/td-p/6376056

[Anonymous]

Thank you. I looked for a situation similar, and couldn't find one. I appreciate this!

[CreditCuriosity]

Received that not to long ago as well thought had a chance, but 10 mins later denial for lack of use of existing CL.  Score came back at a 810 I believe as well.  They like use and $30 of my use every other month apparently isnt enough .  

[Anonymous]

I try to use mine and pay it off. I also have installments, which is the main reason I wanted the card.

[ScorpioRising]

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@CreditCuriosity wrote:

Received that not to long ago as well thought had a chance, but 10 mins later denial for lack of use of existing CL.  Score came back at a 810 I believe as well.  They like use and $30 of my use every other month apparently isnt enough .  

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"They like use and $30 of my use every other month apparently isnt enough .  "

😂 😂 😂 

[CreditCrusader]

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@CreditCuriosity wrote:

Received that not to long ago as well thought had a chance, but 10 mins later denial for lack of use of existing CL.  Score came back at a 810 I believe as well.  They like use and $30 of my use every other month apparently isnt enough .  

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Hey, $30 buys unlimited songs on Apple music...plus many, many items on something called Fashion Story (or so DW tells me...).

As the guy paying that bill, I find that amount to be quite enough!