Apple Card credit limit increase DPs

[MrCreditInternational]

Just called them and asked for a CLI because I'm planning to buy a macbook with the card and my limit doesn't help.

They said they'll initiate a review of my limit, which might take up to 30 days before getting a decision.

They asked me if I requested an increase before (I haven't)

[DrewfromTexas]

Sweet. I’ll let you when I get a response back as yours should be right after mine I would think.

[Jnbmom]

Curious to see how this turns out for you guys.

I realize this card is new and all, but 30 days for a CLI request seems long, but then again it's a new card.

Good luck to you all

[Anonymous]

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@Jnbmom wrote:

Curious to see how this turns out for you guys.

I realize this card is new and all, but 30 days for a CLI request seems long, but then again it's a new card.

Good luck to you all

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I doubt GS even has a system in place for CLIs yet. No, I fear that these are going to manual UW and they are likely incredibly overworked given the national spotlight that has likely prompted lots of customers to inquire. 

[NoMoreE46]

Yes been waiting for someone to post this.
Thanks.
This is my first post that I am Subscribing.

[Anonymous]

Just put in my request. I actually am planning on buying an 11 Pro Max so I told them that I would like a limit that would allow me to make my purchase with their financing and keep my card under 30%. They responded that they can submit me for review and asked how much I would like. I said $5K since $1500 would make 30% and they submitted it for review. Same message as above - up to 30 days, email when done, using existing information from the credit bureau with no need to pull credit. 

It's a 2X CLI and I didn't want to be greedy with my request. I also figured that $5K would be more likely to be approved with my income and their more conservative standards. 

[KLEXH25]

FYI, just got the 11 Pro Max and I’m loving it.

On a more relevant note, don’t the carriers offer 0% financing? I know AT&T does. Just no discount.

[DrewfromTexas]

I use T-Mobile but what I’m really interested in is buying direct from Apple under their military and veteran pricing which I think was about 10% off last time I looked.

[Anonymous]

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@KLEXH25 wrote:
FYI, just got the 11 Pro Max and I’m loving it.

On a more relevant note, don’t the carriers offer 0% financing? I know AT&T does. Just no discount.

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I have Xfinity Mobile and they do offer 0% financing but their insurance cost is about to go to $15/mo and I was using their insurance since it came with AppleCare+ so now I am looking at either paying off the XS Max ($596 remaining) and trading it in for $600 towards the 11 Pro Max from Apple and getting AppleCare+ for $199 from them or upgrading through Xfinity Mobile (which would be a lot of work since you have to return phones to the Xfinity Mobile Store and my agoraphobia won't play nice) and then just getting AppleCare+ from Apple within 60 days. Either way, I'm getting rid of the insurance in January which will cost me my AppleCare+ and I would not like to be without that. 

Obviously though, getting the phone through Apple on my Apple Card would be 3% back in my pocket right away and that $30 would get me a Spigen ToughArmor case and a couple bucks left to spend on App Store to feed my game addiction 😂. 

If they don't give me the increase, I will have to think about what I want to do. I don't really *need* an 11 Pro Max but my battery on my XS Max is worn down to 88% capacity because of how heavily I use it so I am questioning if I can make it to September before crossing that 80% threshold that both will make my phone unstable and will dramatically reduce the resale value of it. Without AppleCare+, replacing the battery would no longer be free. 

We will see what happens. I can still get 3% back if I put my cell bill back on my BBVA card. The CLI results will basically determine if I'm getting my phone from XM or Apple. 

[Anonymous]

Any news or updates from anyone on this?