Apple Card credit limit increase DPs

[Aim_High]

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@jaytatis wrote:

they gave me 15k @17.74

so i dont even know if i should bother with the CLI

most of my limits are in my sig ..

whatcha think

Scores Via CreditKarma TU 814, EQ 814

BOA Cash Rewards 67,500 CL
Discover IT 31,700 CL CL
Chase Sapphire 31,500
American Express Everyday 20,000 CL
American Express Blue Cash Everyday 20,000 CL
Citi Double Cash 26,100 CL
Citi Diamond Preferred 21,100 CL
Sync Care Credit 20,000
Apple Card 15,000 

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If you care about it, sure, I would go for it!

Disregarding the Apple Card, your average limit is over $29K.

Like most of us, they low-balled you compared to your profile.

I think you've may have a good chance to raise it some. 

By the way, I restated your siggy because DPs there can change over time.  For future readers who look back through threads, it's also good to restate it in the body.  I can't tell you how many times I've seen info in posts that doesn't agree with current signature.

[kidtrio]

I put in a request nearly 2 weeks ago, Now everyone is complaining about their credit limit I was the one that got the worst of the worst they gave me a limit of 250.00 dollars with a 750 credit score no lates no bks, dti was 11% so I think their sytstem had to be not working that day.  I have a credit card with a 16k limit so I hope that fix this with the CLI request I put in on 11/15

[AverageJoesCredit]

Lol, now THERE is perspective. Wanna talk about being chipped, just look at the people getting approved for $250! Persepective. I mean we are talking about Apple which isnt cheap lol. @kidtrio i feel your pain.

[jaytatis]

just put in my request.

got the 30 day message we will see what happens

[CreditCuriosity]

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@jaytatis wrote:

just put in my request.

got the 30 day message we will see what happens

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Your CL's are kinda where mine are although I have alot more card and had 800 score and got a 7500 limit so your 15k limit is certainly better than mine, but nothing wrong with asking as I asked.. Also I accepted the 7500 limit knowing what I was getting into, i never hurts to ask but GS was certainly on the lower end for alot of profiles.

Example some of my cards:

BofA Merill 61.5k

NFCU 50k

NFCU 30k

PenFed 35k

CSR 35k

Lowes 35k

Citi DC 25k

About 6 others cards with 20k-25k CL's

and Many many other cards 10k+

Only 3 cards below 10k.... On purpose the IHG at 1k, freedom at 5k and well apple at 7.5k..

I can hope.

[cinnamongirl]

Update: strangely, the day after my huge CLI, the card just started reporting on TU.. even tho I’ve had the card since august(?)
Wonder if there’s a connection.

[Anonymous]

Interesting, So no more hidden trade line huh?

Welp...

[Anonymous]

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@cinnamongirl wrote:
Update: strangely, the day after my huge CLI, the card just started reporting on TU.. even tho I’ve had the card since august(?)
Wonder if there’s a connection.

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Interesting. Mine hasn't shown up yet, I just checked. I was expecting it in December anyway. 

[Anonymous]

I requested CLI and APR reduction...fingers crossed.

[kidtrio]

So Update, I got a email today and was told my CLI was increased from 250.00 to 2000.00 which I guess is okay maybe because I have alot of credit cards but my usage is only 15%. I have a 730 credit score, The only other thing I can think of is because I just bought 2 new cars and they are showing up on my credit. Hey well will accept it and be happy.  So I had put in my request on November 15,2019. There was not a new credit pull because I have all my reports locked aswell. Just in case anyone is waiting it seems like average its taking 2 to 2 1/2 weeks.