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@cinnamongirl wrote:
I do have to mention i got a REALLY sucky apr (23%😖) though. Which surprised me since my credit score was about 730-ish with no baddies and about 7% overall usage. I asked about lowering it but they said they weren’t doing that at this time.
Wow, sorry about that! That stinks! At least I did get their best APR at least (12.74%), so I can't complain.
I thought the $20K Apple SL was on the low side for my profile but I recently got $10K SL from Navy FCU and $15K SL from PenFed which were even lower. I guess Chase spoiled me with nice $30K to $35K approvals in the past year. Plus my limits before these approvals were averaging in the 30's, some $50K plus. It appeared to me that most everyone was disappointed by GS Bank's starting limits, so hopefully these CLIs will adjust things.
Congratulations everyone who is hearing back!!!
Any more Dp's from those recently approved for the CLI?
- Days since request?
- Balance?
- Spending habits?
My limit is still $2500. Asked 11/16. Should be any day now.
@addicted_to_credit wrote:
I requested one on 11/15 so it should not be long for you Saeren...
Thanks for sharing your date. Hopefully I'll know by the end of the week.
I have been using it for small purchases (App Store) so it's not just lying dormant or anything. Getting that increase is going to determine if I'm upgrading my phone or waiting til next year.
@AverageJoesCredit wrote:
I asked today but then realized i dont have an Apple account the myFico Effect😎
That would be an awkward conversation.
they gave me 15k @17.74
so i dont even know if i should bother with the CLI
most of my limits are in my sig ..
whatcha think
I requested mine what seems like months ago however its only been maybe 2 weeks and I'm impatiently waiting.