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Apple Card credit limit increase

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Established Contributor

Re: Apple Card credit limit increase


@cinnamongirl wrote:
I do have to mention i got a REALLY sucky apr (23%😖) though. Which surprised me since my credit score was about 730-ish with no baddies and about 7% overall usage. I asked about lowering it but they said they weren’t doing that at this time.

Wow, sorry about that!  That stinks! Smiley Sad  At least I did get their best APR at least (12.74%), so I can't complain.

 

I thought the $20K Apple SL was on the low side for my profile but I recently got $10K SL from Navy FCU and $15K SL from PenFed which were even lower.   I guess Chase spoiled me with nice $30K to $35K approvals in the past year.  Smiley Tongue  Plus my limits before these approvals were averaging in the 30's, some $50K plus.   It appeared to me that most everyone was disappointed by GS Bank's starting limits, so hopefully these CLIs will adjust things.  




Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 26+ years;
AAoA = 9+ years; AoYA = less than 1 year (Nov 2019)
Total Open Credit Lines Over $440K. Utilization Less Than 1%. Inquiries until May 2020 (TU:2 -- EQ:2 -- EX:6)
*Hover cursor over each card to see name, CL
Message 71 of 153
Frequent Contributor

Re: Apple Card credit limit increase

@aim_high, yes it was at 5k

Starting Score: Jan 2011-600TU 598 EQ
Current Score: 795TU 800EQ 772EX
Goal Score: 800 and higher across the board


Take the FICO Fitness Challenge

Avant 750
US Bank plat 7k
US Bank Cash+ 14k
Chase Sapphire Preferred 20k
Chase FU 6k
BB&T Bright 6.5k
BB&T Spectrum 6.5k
BB&T Spectrum2 9k
Apple Card 7.5k
Amazon Store Card 6k
NFCU More Rewards 7.8k
Discover it 5k

AU Accounts
Discover 4k
JCP 5k
USAA 12.5k
Chase Southwest 7.9k


Inq's
EQ-16 (11 auto finance inq's)
EX-20 (10 auto finance inq's)
TU-15 ( 5 auto finance inq's)
Message 72 of 153
Frequent Contributor

Re: Apple Card credit limit increase

Congratulations everyone who is hearing back!!!

 

Any more Dp's from those recently approved for the CLI?

- Days since request?

- Balance?

- Spending habits?


Screen-Shot-2019-08-25-at-8-03-49-PMScreen-Shot-2019-08-21-at-7-25-12-PM
Message 73 of 153
Super Contributor

Re: Apple Card credit limit increase

My limit is still $2500. Asked 11/16. Should be any day now. 



01/2019:
12/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 74 of 153
Frequent Contributor

Re: Apple Card credit limit increase

I requested one on 11/15 so it should not be long for you Saeren...

Starting Score: Jan 2011-600TU 598 EQ
Current Score: 795TU 800EQ 772EX
Goal Score: 800 and higher across the board


Take the FICO Fitness Challenge

Avant 750
US Bank plat 7k
US Bank Cash+ 14k
Chase Sapphire Preferred 20k
Chase FU 6k
BB&T Bright 6.5k
BB&T Spectrum 6.5k
BB&T Spectrum2 9k
Apple Card 7.5k
Amazon Store Card 6k
NFCU More Rewards 7.8k
Discover it 5k

AU Accounts
Discover 4k
JCP 5k
USAA 12.5k
Chase Southwest 7.9k


Inq's
EQ-16 (11 auto finance inq's)
EX-20 (10 auto finance inq's)
TU-15 ( 5 auto finance inq's)
Message 75 of 153
Super Contributor

Re: Apple Card credit limit increase


@addicted_to_credit wrote:
I requested one on 11/15 so it should not be long for you Saeren...

Thanks for sharing your date. Hopefully I'll know by the end of the week.

I have been using it for small purchases (App Store) so it's not just lying dormant or anything. Getting that increase is going to determine if I'm upgrading my phone or waiting til next year. 



01/2019:
12/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 76 of 153
Community Leader
Mega Contributor

Re: Apple Card credit limit increase

I asked today but then realized i dont have an Apple accountSmiley Wink the myFico Effect😎
#ChaseCreditCardHobby Enthusiast
2022
!
Message 77 of 153
Super Contributor

Re: Apple Card credit limit increase


@AverageJoesCredit wrote:
I asked today but then realized i dont have an Apple accountSmiley Wink the myFico Effect😎

That would be an awkward conversation. 



01/2019:
12/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 78 of 153
Highlighted
Established Member

Re: Apple Card credit limit increase

they gave me 15k @17.74

 

so i dont even know if i should bother with the CLI

 

most of my limits are in my sig ..

whatcha think

Scores Via CreditKarma TU 814, EQ 814

BOA Cash Rewards 67,500 CL
Discover IT 31,700 CL CL
Chase Sapphire 31,500
American Express Everyday 20,000 CL
American Express Blue Cash Everyday 20,000 CL
Citi Double Cash 26,100 CL
Citi Diamond Preferred 21,100 CL
Sync Care Credit 20,000
Apple Card 15,000
Message 79 of 153
Member

Re: Apple Card credit limit increase

I requested mine what seems like months ago however its only been maybe 2 weeks and I'm impatiently waiting. 

Starting Score: 579
Current Score: 689
Goal Score: 777


Message 80 of 153
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