Apple Card credit limit increase DPs

[Anonymous]

Applied for increase 12/1 awaiting outcome

Initial $4K. Currant balance $702

[Anonymous]

I really hope this is just a stop-gap and GS is working on a more automated CLI process like the initial application process.

[SFLSpotter9210]

Their the new fish in the sea and they have a lot of new programs coming down the pipe. So it will be like a slow boat from China I’m sure. We all are going to have to be patient I’m sure.

[Anonymous]

$250 limit here. Put in my request 11/22 still waiting. PIF every statement so hopefully I’ll get some type of increase.

[Anonymous]

@Aim_High Still no word here but SL is $5500. Not optimistic after reading your analysis.

[Anonymous]

I'm starting to see some declines on Reddit. GS does seem to be looking at use and changes in credit profile since approval.

[Gunnerboy]

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@Gunnerboy

$6.5K SL

CLI: 12/06/19

Just used the card to buy an iPhone.  Curious if this transaction will enhance my chance for a CLI.  Doubt it, considering I chose the 24-month zero-interest financing, vs buying it outright..

[Anonymous]

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@Anonymous wrote:

I'm starting to see some declines on Reddit. GS does seem to be looking at use and changes in credit profile since approval.

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I believe they said they were not pulling new CRs, but using the existing ones. But, they are probably SP'ing anyway.

[CreditCuriosity]

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@Anonymous wrote:

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@Anonymous wrote:

I'm starting to see some declines on Reddit. GS does seem to be looking at use and changes in credit profile since approval.

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I believe they said they were not pulling new CRs, but using the existing ones. But, they are probably SP'ing anyway.

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Yes they certainly will be doing a SP at time of evaluation..  I think anyone that got a decent > 5k CL and has alot of credit; are going to start to be fairly disappointed on results of CLI requests from the new dp''s coming in here and other forums..

[EW800]

I know this pretty much calls for pure speculation, however I am wondering if others may have any thoughts what may be holding down the CL that Apple/GS has offered me, multiple times, on my Apple Card apps.  I have applied once a month for the last few months and each time offered $10K.  I know that is a CL that a lot of people would love to have, however if I were to accept it, it would be one of my lowest CL's.  I have just not felt that it is worth a HP for what would be one of my lowest CL's, so I habe declined each offer.  

With my scores, only one inquiry on one report, almost no debt and thick file and income in the $130K range, I am trying to figure out what may be holding my CL offer down.  My only thought is that perhaps it is because I have some very large CL's, but not using them (biggest example is that my Discover CL is over $70K, but I only charge a couple of hundred a month).  Could that be an issue or by chance would anyone have any speculation as to what may be keeping my offers down?  

Thanks!