I"m looking to get the apple credit card, what does Goldman Saks look at to get approved for the apple card? My scores are Ex 667, Tu 645, Eq 652. Thank you and be safe.
The application is a SP with TU.
You can see the approval and predicted SL/APR prior to accepting the card so that helps. Many have posted your income will be a critical factor to how far your CL will go.
As @cashorcharge stated, an SP check on app.
GS uses TU FICO 9. They seem to be adverse to any recent delinquencies, recent BK. They also don't like high utilization on multiple cards. Just some patterns I've noticed with them over past year.
You also need an Apple account ( iPhone or iPad )
Does goldman Sachs pull a recent credit report for the apple card? Just getting an idea when i do the preapproval. Thank you and be safe.
They will SP pull TU FICO 9.
Yes, it's a recent report.
An HP if you accept.
+1 ^ ^ ^
The SP approval is a cool feature.
You'll get a firm starting limit and APR.
Then, the HP if you accept.
I wish all cards operated this way!
My preapproval screen looked like this:
I merged both of your Apple Card threads together. If you have any new questions concerning the Apple Card, please ask here. This will ensure all your answers are in one thread and easy for you to access.
The SP with stated APR and SL is about the only thing that I've enjoyed about my experience with this card. In my opinion, as a big apple fan, apple picked the wrong partner in GS. I could list a number of reasons why they don't have it together yet. It's been a year now, but they still have yet to make the type of progress you would expect from a financial institution of their size. It's GS's first credit card product, and it shows. In hindsight, I wouldn't have accepted the card. Good luck to you either way!
I can't even apply for it, every time I do it asks for scan of my ID and then within 10 minutes comes back with can not verify identity everything matches my I'd I do have safe stream frozen tho