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I just applied for the Chase SP and got the "thank you, we'll let you know within 30 days" message. Is there anything I should do next - other than wait?
Call status line daily to see if it changes or if they need you to do a phone verification.
Tons of awesome info here: http://ficoforums.myfico.com/t5/Credit-Card-Applications/Chase-30-Day-Review-Message/td-p/5019704
Call recon. I initially got 30 day notice. I waited a few days and it went down to 7-10 days, so I got concerned. All they wanted was to verify information. And then they approved me. Funny part is I got declined letter in the mail a week later because I didn't call in to verify info which had my credit scores on the letter as well. Then after that my card came in the mail like a day later.
@Anonymous wrote:
30 days sounds better than the 7 to 10 days message (which is usually an automatic denial). The 30 days message (IME) I've noticed is for when they try to verify information. Good luck!!
Just called the number and now it's 7-10 days; talked to a customer service rep and she couldn't shed any light. On a side note, got an alert this morning that my EX and EQ scores both have changed (EX up, EQ down) due to the Chase hp. I would hate to have that hp be for nothing! (this is why I generally don't go on app sprees).
@Anonymous wrote:Call status line daily to see if it changes or if they need you to do a phone verification.
Tons of awesome info here: http://ficoforums.myfico.com/t5/Credit-Card-Applications/Chase-30-Day-Review-Message/td-p/5019704
Called this morning and got the 7-10 day message..
@yowhatimean wrote:Call recon. I initially got 30 day notice. I waited a few days and it went down to 7-10 days, so I got concerned. All they wanted was to verify information. And then they approved me. Funny part is I got declined letter in the mail a week later because I didn't call in to verify info which had my credit scores on the letter as well. Then after that my card came in the mail like a day later.
How long did you wait before you called recon?
@hapagrrl wrote:
@yowhatimean wrote:Call recon. I initially got 30 day notice. I waited a few days and it went down to 7-10 days, so I got concerned. All they wanted was to verify information. And then they approved me. Funny part is I got declined letter in the mail a week later because I didn't call in to verify info which had my credit scores on the letter as well. Then after that my card came in the mail like a day later.
How long did you wait before you called recon?
Just call them. Why is everybody soooooo scared to call. Get over it..
When I was green check marked the CSP, I applied and got the 30 day notice. I immediately called recon, was asked a few security questions and was immediately approved for $18900.
It's the farthest thing from a big deal.
@hapagrrl wrote:
@yowhatimean wrote:Call recon. I initially got 30 day notice. I waited a few days and it went down to 7-10 days, so I got concerned. All they wanted was to verify information. And then they approved me. Funny part is I got declined letter in the mail a week later because I didn't call in to verify info which had my credit scores on the letter as well. Then after that my card came in the mail like a day later.
How long did you wait before you called recon?
I app'd on a Sunday because on my Chase account it said I was pre-approved, I finally called that Friday to speak to a rep where they approved me.