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Well, typically it's 30 days before the HP expires for an approval.
If you really want the card then keep pushing them since it's just hanging in the system for address verfication which I assume the BRANCH verfified when setting up your online access.
I would look in the backdoor #'s instead of trying to push through the automated system. Direct dialing usually works better than dealing with the gatekeepers.
https://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066
Maybe take another approach.
Talk to the rep about what has happened so far w/ just the facts of you applied, denied, sent the paperwork, and would like to see if it can be reconsidered or if not then ask to speak with a senior analyst or supervisor about it.
Frustration doesn't garner sympathy usuallhy with an average rep. It doesn't have to be a long drawn out process to get them to do something. Just stay to the point with them and if you don't like their in/action then ask for an escalation. Last resort is contact the Executive Offices about the issue and see if you can pull at their strings a bit for an overide of the decline.
After every option is exhausted then it's time to move on and try again later down the road. I've loved SW for flights but, the card doesn't make sense to me when you can use UR's from other cards and transfer them over through the Chase portal. You can also accrue points through their rewards dining program where you just link your cards to that system and when you eat out you get the points for the dine.
The only time the card from SWA really becomes beneficial is to nail down the companion pass for no fee rather than hitting 100K points in a year to qualify for one.
as @FinStar echoed a recommended for approval means it it put in front of a senior UW that makes the decision and most likely the senior uw decided against it. When I was rebuilding years ago I was recommened for a card at one point as well just like you and a few hours later it was reviewed by a senior UW and the decision stood as a denial.
What I would do if I were you is pay off the verizon collection as usually they won't goodwill at all as that shows Chase you take care of your debts even if it was your ex that caused it, you are liable for it and let your credit age for awhile longer say to a year then re-apply.. Keep in mind not to go past 5/24 rule or you will surely get denied if you cross that barrier in the future in all reality that is only 4 more months then try again, but once again try to take care of that collection being either a PFD or just paying it as that will go a LONG way with showing you are responsible to Chase and took care of the debt.
Best of luck.
Wait 6 months and try again
Chase likes to see min 1 year credit history. You have only 8 months and you have defaulted on a $1k phone. Im surprised that you werent an instant denial Go to the garden and clear up the baddie and youll have no problems next time around.