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Applying at store for instant approvals

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padme
Established Contributor

Applying at store for instant approvals

kind like the SCT, and thoughts? a couple years ago, i got a AMEX at Costco(probably shouldnt have gotten one,small limit) and a Sears citi card. anyone else do or try this intentionally?

Message 1 of 6
5 REPLIES 5
jamesdwi
Valued Contributor

Re: Applying at store for instant approvals


@padme wrote:

kind like the SCT, and thoughts? a couple years ago, i got a AMEX at Costco(probably shouldnt have gotten one,small limit) and a Sears citi card. anyone else do or try this intentionally?


I am pretty sure it will be HP, the shopping cart trick is the only reliable way of getting a new tradeline without a HP. 


Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 2 of 6
Anonymous
Not applicable

Re: Applying at store for instant approvals


@padme wrote:

kind like the SCT, and thoughts? a couple years ago, i got a AMEX at Costco(probably shouldnt have gotten one,small limit) and a Sears citi card. anyone else do or try this intentionally?


Better possibility of approval. Almost certainly an HP.

 

Gotta pay to play.

Message 3 of 6
Anonymous
Not applicable

Re: Applying at store for instant approvals

Not worth it for the HPs..

Message 4 of 6
Anonymous
Not applicable

Re: Applying at store for instant approvals

You have some solid prime cards in your line up. Why not grow their CL and/or apply for more prime cards with good rewards instead of getting store cards?

Message 5 of 6
padme
Established Contributor

Re: Applying at store for instant approvals

I was just posting this thought for others I guess thanks for replies
Message 6 of 6
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