Applying for 2 US Bank Cards

[Anonymous]

Hello! I am interested in both the US Bank Altitude Go and the Cash+, and was wondering if anyone has been successful at getting two cards from US Bank, and if so, how long you had to wait between applications. I am going to wait until I am 0/12 for both cards and inquiries to submit my first app, and was wondering how long I will need to wait for the second. I haven't seen many dps for back-to-back approvals from them.

[Anonymous]

@Remedios you're the resident Socks fangirl here... with two cards, no less.

[coldfusion]

paging @Remedios as she can offer insight based on her own experience

[coldfusion]

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@Anonymous wrote:

@Remedios you're the resident Socks fangirl here... with two cards, no less.

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LOL great minds think alike 

[Remedios]

It depends. I'd wait as long as possible, especially with younger profiles.

Six months at least, maybe even a year, depending on the age of your credit.

I'm assuming here based on your limits that it's not old, so I'd take it slowly versus trying to juggernaut through US Bank line up, they dont care too much for that. 

My own approvals weren't typical, so no need to muddy waters with that story. 

[Anonymous]

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@Remedios wrote:

It depends. I'd wait as long as possible, especially with younger profiles.

Six months at least, maybe even a year, depending on the age of your credit.

I'm assuming here based on your limits that it's not old, so I'd take it slowly versus trying to juggernaut through US Bank line up, they dont care too much for that. 

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I figured I would need to wait a while. I already plan to wait a year to apply for my first card with them, so a few more months won't hurt. Thanks for your help!

[ccquest]

The other thing to suggest in the meantime is to try to beef up the limits on the current cards if that wasn't already on your schedule. AmEx and BoA should be soft pull CLIs that you can do online. Higher limit should make them feel okay giving you the $5k "requirement" (there have been lower cards issued, but its generally the minimum) for a Visa Signature card.

[coldfusion]

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@ccquest wrote:
The other thing to suggest in the meantime is to try to beef up the limits on the current cards if that wasn't already on your schedule. AmEx and BoA should be soft pull CLIs that you can do online. Higher limit should make them feel okay giving you the $5k "requirement" (there have been lower cards issued, but its generally the minimum) for a Visa Signature card.

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Many people on this site can confirm firsthand that USBank has no problem with issuing a Cash+ Visa Signature with a Five Hundred Dollar ($500) SL.

[Anonymous]

I submitted two apps and was approved for both. One was a business credit card though. 

this was late May of this year. I also submitted a 3rd business card who offers business cards via  Elan which is the same bank USbank does for the business cards and that was approved as well. 

[ktl72455]

Other than waiting what seems like for ever, is there a short cut trick to finding out your approved after the inital app?