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Applying for 2nd Amex?

Established Contributor

Re: Applying for 2nd Amex?

My wife 1st applied for the Drlta Gold online, was approved. Then immediately applied for Green Card, screen popped up to call AMEX, she did. The rep had no clue why she was instructed to call and said account was already approved
Message 11 of 16
Regular Contributor

Re: Applying for 2nd Amex?

I have gotten 3 Amex revolvers this year and I only got hard pulled for the 1st one I’ve got. YMMV however.

Message 12 of 16
Regular Contributor

Re: Applying for 2nd Amex?


@drboxing wrote:
My wife 1st applied for the Drlta Gold online, was approved. Then immediately applied for Green Card, screen popped up to call AMEX, she did. The rep had no clue why she was instructed to call and said account was already approved

Congrats to your DW approvals!!!



Message 13 of 16
Established Contributor

Re: Applying for 2nd Amex?


@mr_suave wrote:

I have gotten 3 Amex revolvers this year and I only got hard pulled for the 1st one I’ve got. YMMV however.


Same here.

NFCU Cash Rewards - $22,000 -- NFCU CLOC - $15,000 -- NFCU Flagship - $22,000 -- Nordstrom Retail Card - $6500
Amazon Retail Card - $10000 -- Capital One QS1 - $1,250 --Amex Gold Delta - $1000 -- Amex Premier Rewards Gold -- Amex Hilton Surpass $2000 Discover IT - $7500 -- Amex SPG - $5000 -- Marriott Premier Business - $6000 -- Amex Platinum -- Amex Everyday $5000
Hilton Business - $10,000
Started my journey in the high 500's 10/1/2016
Current Fico: EQ:712 | TU:740 | EX:730
Message 14 of 16
Contributor

Re: Applying for 2nd Amex?

Same here this year I've been approved for 3 revolvers after having a charge card only for the past 3 years.  No HP at all however I was pre approved for everyone of them.

Rebuild Begin - Fico 8 Scores
November 2016 tu 610 ef 588 ex 601
June 2018 tu 734 eq 735 ex 727
174,500 total revolving
Message 15 of 16
Valued Contributor

Re: Applying for 2nd Amex?


@montecillo92 wrote:

Hi,

 

I just applied for a Amex Delta Gold last week.

 

I would like to apply for a charge card this week. Will it be another hard pull? What are chances they approve me?

 

Can someone direct me on what are proper steps?

 

Experian - 695 , Util - 15% , AAoA - 1.2 years , no derogs

 

Thanks guys!


First, i would wait and see what happens with the Delta card.    If you app another card in less than 60-90 days after your first card with Amex, it can (and in my case did) result in an HP.  As for PRG, I have had the opposite of most.  I could get reovlvers, but charge was out of the quiestion.  As my history was built up with Amex, i'm now pre-approved all charge cards.   

 

However, when i apped the BCE/ED same day after being an Amex cust 4-5 months. both were approved with SP.  You can only apply for 2 credit cards every 90 days as well.  Make sure the cards you are getting will honestly benefits you and show pre-approved when you click on the link to apply.  if it says expand your membership, you can just back out if your not willing to risk it. 

 

Just have to build some history and you should start to get pre-approvals and SP when you do apply.   

 

 




(don't try this at home kids)
Message 16 of 16