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Applying for Chase CCs with BK showing on 1 bureau only?

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imaximous
Valued Contributor

Re: Applying for Chase CCs with BK showing on 1 bureau only?


@Anonymous wrote:

OP, I've always operated under the assumption that any time a HP or SP is taken by any lender on any single bureau, one should just assume that they are taking a SP at the same time on the other 2.  They can, so it's best to just anticipate it.  When it comes to lending decisions, the more data the better, so it only makes sense that they'd want as many looks as possible.  Considering there's only another 3 months of waiting until all reports are clean, I'd just ride that short amount of time out to eliminate having to worry.


Yeah, I already told him to hold off. I thought I could get him going, but before offering bad advice, I figured I'd ask around here. Good thing I did. 

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