Applying for FIRST unsecured next month (April 2019) -- any suggestions which card?

[Anonymous]

Hi All,

I'm going to apply for my first "real" unsecured next month when my scores reach 670-680 since I don't have any unsecured cards yet with the exception of Fingerhut (but I don't count that one as "real" card). The following 2 CC were recommended so I'm looking for any good (or bad) experiences with either of these: American Express Everyday or Discover Cash Back Match.

As of today, my current scores are: EQ: 663, EX: 661 and TU: 665 and my existing debts are:

• Fingerhut $300 limit (Balance $80 to establish payment history)
• BoA Secured card Limit $500 (Bal $0)
• Student Loans $201K - paid on time
• Mortgage $212K - paid on time
• Auto-loan $23K @ 7% (opened Nov'18) - paid on time

Opened to establish history:

• Self Lender certificate of deposit $1K (opened Feb'19)

Any other cards you'd recommend?

[pinkandgrey]

I’d definitely say to go for the Discover. That cashback match is awesome and Disco tends to give high SLs comparatively. Good luck and congrats on building credit!

[Anonymous]

Thank you for the recommendation! I'm hoping my scores are high enough for a decent CL.

Curious to know what your quote means at the bottom of your siggy...what's a "berner"?

[pinkandgrey]

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@Anonymous wrote:

Thank you for the recommendation! I'm hoping my scores are high enough for a decent CL.

Curious to know what your quote means at the bottom of your siggy...what's a "berner"?

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Bernese Mountain Dog lol. The greatest dog to walk this planet. And I’m not biased. 

[Anonymous]

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@pinkandgrey wrote:

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@Anonymous wrote:

Thank you for the recommendation! I'm hoping my scores are high enough for a decent CL.

Curious to know what your quote means at the bottom of your siggy...what's a "berner"?

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Bernese Mountain Dog lol. The greatest dog to walk this planet. And I’m not biased. 

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My mind always went to the other burn lol