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Two days ago I applied for Paypal Cashback Mastercard and was approved. It was a Transunion hard pull (by the way, after downloading the detailed Transunion report, I could see that Synchrony also made a request to Chex at the same time). After logging to Paypal website, I also see an invitation to apply for PayPal Credit. Doubts are gnawing, because I don’t really want to spend another Hard Pull. Could someone tell, please, is there any chance that Synchrony would use a two-day-old Hard Pull or it will be definitely a new one?
@Paranoid wrote:Two days ago I applied for Paypal Cashback Mastercard and was approved. It was a Transunion hard pull (by the way, after downloading the detailed Transunion report, I could see that Synchrony also made a request to Chex at the same time). After logging to Paypal website, I also see an invitation to apply for PayPal Credit. Doubts are gnawing, because I don’t really want to spend another Hard Pull. Could someone tell, please, is there any chance that Synchrony would use a two-day-old Hard Pull or will it be a definitely a new one?
Hi, I would be Paranoid to
Synchrony will NOT re-use the Hard Pull.
"definitely a new one"
Oh, and congrats on your PPMC Approval!
Congrats on the PPMC! Yes it will be another HP. I got the PP credit 1 yr after the MC. Came in handy when I got new tires for the crossover for $1000. Showed some use on it. Interest free. We know how Sync can be.
Thank you!