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Hey guys.
Currently thinking about applying for the Venture Card so I can get the 75k miles bonus.
My current combined total limit is $27500, however on my most recent credit report is $15900, which was my prev total limit.
Should I wait until the $27k is reflected on the report, or I can just do it now. Mainly to get a higher limit on the new card.
Thank you.
740 EQ
742 TU
730 EX
@xaximus wrote:
More info would be helpful -
AAoA?
Inq's?
Etc.
Based on that - from what I see, scores look good, doing it before or after it updates is up to you. I don't think it would make much of a difference.
I think AAoA is 10 months., oldest 1yr 3 mo.
Inq EQ 2, TU2, EX 5
utilization less than 1%.
payment 100%
What's the age of your youngest account? How many cards have you added in the last six months? And what are your current limits?
Because the Venture has a minimum 5k starting limit, I'd wait until your new limits report.
@HeavenOhio wrote:What's the age of your youngest account? How many cards have you added in the last six months? And what are your current limits?
Because the Venture has a minimum 5k starting limit, I'd wait until your new limits report.
Applied and declined lol. Never mind.
@Anonymous wrote:Applied and declined lol. Never mind.
Looks like too soon. Sorry. I know the feeling.
@Anonymous wrote:Hey guys.
Currently thinking about applying for the Venture Card so I can get the 75k miles bonus.
My current combined total limit is $27500, however on my most recent credit report is $15900, which was my prev total limit.
Should I wait until the $27k is reflected on the report, or I can just do it now. Mainly to get a higher limit on the new card.
Thank you.
740 EQ
742 TU
730 EX
A little late now, but you did ask. Personally, and as mentioned further upthread, I would've waited since you would've had more favorable results down the road instead of pulling the trigger today. But, what's done is done 👍
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |