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Approvals with Excessive Inquiries????

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ojefferyo
Valued Contributor
‎11-13-2014 04:24 PM
‎11-13-2014 04:24 PM

Re: Approvals with Excessive Inquiries????

oh that's not bad then

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 11 of 15
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recruiter89
Established Member
‎11-14-2014 12:49 PM
‎11-14-2014 12:49 PM

Re: Approvals with Excessive Inquiries????

I was just approved for Amex Blue Pref and Barclay US Air and I have 12 inquiries on my report

AMEX Platinum/AMEX Blue Cash Preferred/Chase Ritz Carlton/USAA Platinum World/Citi Prestige/Discover it/Macy's Red/Diner's Club World Elite/Barclay US Airways Mastercard/Chase Sapphire Preferred
Message 12 of 15
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ojefferyo
Valued Contributor
‎11-14-2014 04:19 PM
‎11-14-2014 04:19 PM

Re: Approvals with Excessive Inquiries????

Congrats, what was your score sitting at if you don't mind?

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 13 of 15
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recruiter89
Established Member
‎11-15-2014 11:43 AM
‎11-15-2014 11:43 AM

Re: Approvals with Excessive Inquiries????

I am around 743 TU, 735 Exp and like 733 Equ. From what I read after 6 months, creditors dont care too much about hard pulls unless you are applying for something major like a mortgage. Credit card companies do not seem to care. I called Barclay before I applied and asked and they actually said it is a myth that they care about how many lines of credit you have open or hard pulls.

AMEX Platinum/AMEX Blue Cash Preferred/Chase Ritz Carlton/USAA Platinum World/Citi Prestige/Discover it/Macy's Red/Diner's Club World Elite/Barclay US Airways Mastercard/Chase Sapphire Preferred
Message 14 of 15
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jimmyt2003
Established Member
‎11-15-2014 04:33 PM
‎11-15-2014 04:33 PM

Re: Approvals with Excessive Inquiries????

according to credit.com i have 50 inq's and i typically look for one's hp and a lower tier card eg. the walmart card, i did it with chase's bp, us bank's ace hardware cc and several others.

Chase Military Star $4K, IHG $5K, Amazon $3K, INK $5K | BOA AAA $2.5K, Visa $4.7K, Amex $2.5K | US BANK ACE $2K | BARCLAYS WS $3.5K | CAP1 - GM $3K | COMENITY TV $3.8K | DISCOVER IT $6.4K | DSNB AMEX $6K, STORE $1K | CITI HILTON $3K, HOME DEPOT $1.5K, EXXON $1K, CITGO $800, BEST BUY MC $300 | USAA Amex $6K, WWP $3.5K, Visa $4K, MC $1.5K | SYNCRONY WM MC $4.3K, STORE $3.3K, LOWES $8.5K, GAP VISA $3K, AMAZON SC $1.1K, BP $500, SAMS MC $3.6K, TOYS $2.1K | Amex Simply Cash $10K, Hilton $3.1K, PRG, GREEN, PLUM, Plenti $2K | MILITARY STAR $5.7K | PAYPAL
Message 15 of 15
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