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I'm a new member who hasn't received login credentials yet. I was told that I could apply for multiple items within the 30-day period and they'd use the same report. Do I need to be logged in so that the system recognizes me? Also, are their credit card approvals instant? I don't want to apply if I have to wait for someone to review the app.
Hi,
I just applied for a DCU card about 20 minutes ago. I got the "under review, an analyst will contact you soon," message. It only pulled Experian for me, but I took at hard hit so I'm down 42 points. (697 to 655). When I applied it didn't ask for log in information, only memeber number. However, your case may be different.
DCU manually reviews all credit apps AFAIK. It took them about 2 hours and a phone call for more info to approve my card.
They HP EQ and they use the EQ5 (aka EQ mortgage) score.
@Anonymous wrote:Hi,
I just applied for a DCU card about 20 minutes ago. I got the "under review, an analyst will contact you soon," message. It only pulled Experian for me, but I took at hard hit so I'm down 42 points. (697 to 655). When I applied it didn't ask for log in information, only memeber number. However, your case may be different.
It seems this is DCCU from your other post, not DCU.
@Anonymous wrote:Hi,
I just applied for a DCU card about 20 minutes ago. I got the "under review, an analyst will contact you soon," message. It only pulled Experian for me, but I took at hard hit so I'm down 42 points. (697 to 655). When I applied it didn't ask for log in information, only memeber number. However, your case may be different.
Oh, wow. I hope that you at least get the card.