I have the Spectrum Cash Rewards card. They gave me a $6500 SL @ 18.99%. I’ve no issue with it except the payments from an external account was cumbersome to set-up.
@Anonymous wrote:
@Anonymous wrote:Got APPROVED for all 3 last month. Pulled the trigger on the Bright and Spectrum. Used 1 of them for a balance transfer since they offer one year no APR and the other I'm using for groceries. You can get all 3 in 1 day no hard pull what so ever. I have seen that whatever CL they give you on 1 card it will be the same for all of them. Mine was $3500 and when I applied for the 2nd one mins later it was the same CL. Can't beat getting 2 cards with only a soft pull!
@Anonymous wrote:I don’t know why I torture myself like this. I went lurking on the pre approval site for BB&T full well knowing I need to hold off applying for anything until this fall. Lo and behold 3 offers came up. As tempting as it is... I just can’t do it now. Anyone have any of these cards though? In the future may consider.
Offer #1
BB&T Spectrum Cash Rewards Credit Card
3% Cash back on Gas1
2% Cash back on Utilities and Groceries1
1% Cash back on everything else1
Additional Benefits
10% Cash back if deposited in your BB&T checking or savings account1
0% APR on purchases and balance transfers for 12 months. 18.24% variable APR after 12 months
Offer #2
BB&T Spectrum Travel Rewards Credit Card
2x miles on air, hotel and car rental purchases1
1x miles on everything else1
20,000 bonus miles 1
(a $200 value) when you spend $2,000 in the first 90 days
$85 recurring credit for TSA Pre-Check or Global Entry1
$50 annual credit for airline incidentals1
18.24% variable APR2
No annual fee your first year
Offer #3
BB&T Bright Credit Card
0% APR on Balance Transfers for 15 months1
To help you pay off high-rate credit card balances
0% APR on Purchases for 15 Months1
To pay bills, handle unexpected expenses and more
Low 16.24% variable APR after 15 months1
And no annual fee so you can keep using your card worry-free
Did I read that right, the BB&T credit cards are applied and approved for only using a soft pull? No prior relationship necessary? DP? Now that it is April do we know if that has changed to HP?
Correct, they are soft pull approvals IF they have offers and you click them from the Accept button on the offer page. Be careful not to click out and then apply "cold" because THAT's a HP. I tried to help my sister by telling her about it but she didn't apply then, she went back later and just applied. Oops. Also, I didn't have a relationship then but added checking and savings so I'd get the extra cashback.
