BB&T pre qualify

[Anonymous]

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@Anonymous wrote:
EQ has to be thawed for the pre-qual and app?

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Yes. Creditors can’t pull your credit, SP or otherwise, if they don’t have existing business with you and your credit is frozen. 

[cship10]

They closed my card due to non use and was a tiny limit. I did the pre-qual and decided to try again and this time they approved for 4500 dollars. Small compared to my other limits however I still had 50k reporting in credit card debt with a UTI of 14%. I have since paid off 25k and waiting for it to be reflected on my reports. 

I think their pre-qual is pretty solid. 

[gorgon]

I was pre-qualified for all three as well and went for the Cash Rewards. Was not declined, just got a message that they weren't able to continue my application at this time and to apply at a branch. No idea what that means.

[Larsim]

UPDATE

I called the 800-226-5228, pressed option 4 and waited about 10 minutes for a CSR. CSR then tells me I need to contact the "new accounts dept" at 800-575-4647 and transfers me to that dept.

After waiting another 10 minutes or so a new accounts dept CSR answers the phone and I proceed to explain that I am getting prequalifed but the system is not letting me proceed online. CSR puts me on hold, researches it for a few minutes only to come back on the line to say she has no idea on what is happening nor has a solution so I thanked her for her time and moved on with my day.

At this point it is just not worth the time to pursue this any further so I will be taking an Uber instead of this train.

[FireMedic1]

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@Larsim wrote:

UPDATE

I called the 800-226-5228, pressed option 4 and waited about 10 minutes for a CSR. CSR then tells me I need to contact the "new accounts dept" at 800-575-4647 and transfers me to that dept.

After waiting another 10 minutes or so a new accounts dept CSR answers the phone and I proceed to explain that I am getting prequalifed but the system is not letting me proceed online. CSR puts me on hold, researches it for a few minutes only to come back on the line to say she has no idea on what is happening nor has a solution so I thanked her for her time and moved on with my day.

At this point it is just not worth the time to pursue this any further so I will be taking an Uber instead of this train.

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Its the MyFico train running them down. Remember lurkers follow what we do also. Forum basically crashed Blisplay when it came out.

[Anonymous]

you could be out of there footprint area maybe

[gorgon]

The nearest branch is 35 miles from me, but is in a neighboring state, so I guess that's possible. Do we know what their service area is?

[gorgon]

I'm definitely in their service area.

[Anonymous]

i belive the same thing happened too me i would just wait a couple of days & retry online it may be them & their system not your fault 

[myscorerocks]

I was approved for $6500. Anyone call and ask for a higher limit after getting the card? I was just approved for a USAA card with a $10000 limit.