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BB&T pre qualify

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Established Contributor

Re: BB&T 3 offers


@Shooting-For-800 wrote:

I got a bright recently with SP.

A few weeks later got another preapproval for any of the 3.

Pretty sure I could get another account with SP.


It was the "Bright" that tempted me. Hopefully it will there in November.  I expect it would have been a SP, but I can't handle another new account.

Message 91 of 113
New Member

Re: BB&T 3 offers

I just check my credit reports and now I see bb&t closed my cash rewards credit card without warning and notice. No one has contact me and I been calling them over 3 weeks. I will contact the bbb about this because they better off denied for the two closed accounts I applied for.
Message 92 of 113
Frequent Contributor

Re: BB&T 3 offers

Did it have a balance? Oh my .i was worried about this.
bb&t cash rewards, 8k balance2.4k k
bb&t bright 8k balance 5 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 5 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 677 TU 702 EX 685
FICO 09 EQ 703 TU 693 EX 702
MORTGAGES EQ 711 TU 684 EX 706
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 93 of 113
Valued Contributor

Re: BB&T 3 offers


@mikesonthemend wrote:


It was the "Bright" that tempted me. Hopefully it will there in November.  I expect it would have been a SP, but I can't handle another new account.


How many new accts. do you have?

Starting Score: 579
Current Score: 744
Goal Score: 850


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Message 94 of 113
Frequent Contributor

Re: BB&T 3 offers

Or inquiries
bb&t cash rewards, 8k balance2.4k k
bb&t bright 8k balance 5 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 5 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 677 TU 702 EX 685
FICO 09 EQ 703 TU 693 EX 702
MORTGAGES EQ 711 TU 684 EX 706
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 95 of 113
Established Contributor

Re: BB&T 3 offers


@LauraC wrote:

@mikesonthemend wrote:


It was the "Bright" that tempted me. Hopefully it will there in November.  I expect it would have been a SP, but I can't handle another new account.


How many new accts. do you have?


I am:

"10/24"
"8/12"
"7/6"

 but will be 7/24, 7/12, 5/6 in 2 or 3 months.  Going to check again around beginning of November when I will be 0/6. Hopefully they will still want me then. Smiley Wink

 

ps: my EQ ico 9 is about 30 points higher than Fico 8, for whatever reason

 

Message 96 of 113
New Member

Re: BB&T 3 offers

I have two new accounts that I was approved for.
Message 97 of 113
New Member

Re: BB&T 3 offers

On my Equifax report I have 2 inquiries in the last 24 months no more, I already contacted the bbb for a complaint I was told by friend that's the only way going to find real answers about your accounts so I will keep you all updated and I let you know what happens once I finally receive an answer
Message 98 of 113
Moderator

Re: BB&T cash rewards unavailable for use


@Samuelslq157 wrote:

Hello all,

I really a lot from this forum, after a friend of my recommended for to read and research items about my credit and gardening.

I recently applied for bb&t cash rewards and was approved for $6500. I also was approved for bb&t bright card but the card was never mailed out.

I have called customer service multiple times for weeks, I was told that I have to wait on a specific person to call me back about both of my accounts because none the agents can provide me any information over the phone.

Has this happened to anyone else that these two cards. I understand there are no backdoor numbers for bb&t, what should I do I just need advise.

Thanks in advance
Please help


How far apart did you submit the 2 BB&T applications?  Were both of them offered as pre-approval options?  

 

Since you mentioned upthread that your Cash Rewards was closed, they should've sent you a letter providing the reason(s) for it.  So, what is the response you receive when you call them regarding the closure? 

Message 99 of 113
Regular Contributor

How many BB&T approvals of same card?

I was approved for a couple of BB&T cards a few months ago. I transferred balances to them, but recently got an email about more preapprovals. I put in my info and got all 3 again! I would love to transfer more high interest balances. Anyone have more than one of the same card? Did you get approved after transferring balances? 

Message 100 of 113
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