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BB&T pre qualify

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Frequent Contributor

Re: How many BB&T approvals of same card?

i seen a couple of members with 4 bbt cards so they must do ,for me every pre approval with them was good

bb&t cash rewards, 8k balance3.4k k
bb&t bright 8k balance 5.9 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 7 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 685 TU 704EX 677
FICO 09 EQ 690 TU 673 EX 690
MORTGAGES EQ 683 TU 684 EX 704
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 101 of 117
Moderator

Re: How many BB&T approvals of same card?


@gramps52 wrote:

i seen a couple of members with 4 bbt cards so they must do ,for me every pre approval with them was good


Yes, but the difference (at least in my case), I have 4 separate ones: BB&T Rewards (no longer offered), Cash Rewards, Travel Rewards and just recently Bright.  So, not the same product or duplicates.

 

@myscorerocks- you're welcome to try I suppose, but I don't believe there's any DPs on folks getting approved for the same card or product if an existing one is still active.  The community loves DPs ...and GPs as well Smiley Tongue   Worse case scenario, if denied, at least it's a SP.

Message 102 of 117
Frequent Contributor

Re: How many BB&T approvals of same card?

There was another member named scott something that had 4 cards also but may have the same cards as finstar. They send me emails about the bright card and I Already have it .but it's just marketing and not a pre approval
bb&t cash rewards, 8k balance3.4k k
bb&t bright 8k balance 5.9 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 7 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 685 TU 704EX 677
FICO 09 EQ 690 TU 673 EX 690
MORTGAGES EQ 683 TU 684 EX 704
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 103 of 117
Moderator

Re: How many BB&T approvals of same card?


@gramps52 wrote:
There was another member named scott something that had 4 cards also but may have the same cards as finstar. They send me emails about the bright card and I Already have it .but it's just marketing and not a pre approval

That member was only able to get approved for 3, actually.  According to his signature (if we are referring to the same member): BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K.  So, it appears based on that limited information (although not fully vetted) it's fairly possible 2 of the same card may be doable.

 

ETA - the other member (IIRC) that was approved for 4 BB&T CC's was the one from this approval thread, but they were 4 different ones:

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/UPDATE-Pushing-the-BB-amp-T-Limits-APPROVED-f...

Message 104 of 117
Regular Contributor

Re: How many BB&T approvals of same card?

Yeah, through my research that's what I'm seeing too. 4 separate cards, but no duplicates. I hate to be the guinea pig, but I'm tempted! I could take the 3rd travel card, but ideally I want another 0% card! I have the Bright and Cash rewards card now. 

Message 105 of 117
Frequent Contributor

Re: How many BB&T approvals of same card?

never hurts to try , 

bb&t cash rewards, 8k balance3.4k k
bb&t bright 8k balance 5.9 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 7 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 685 TU 704EX 677
FICO 09 EQ 690 TU 673 EX 690
MORTGAGES EQ 683 TU 684 EX 704
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 106 of 117
Frequent Contributor

BB&T soft pull??

Anyone have any feedback as to if the soft pull approvals using the link is still a thing? I was preapproved for all 3.

Thinking about giving my 5/24 away...I dont think chase is gonna ever show me preapprovals love anytime soon.

Any direction would be appreciated!
Starting scores - 480 - 11/05/18
Current Scores -





Message 107 of 117
New Contributor

Re: BB&T soft pull??

It worked for me but I had to create a profile in branch first because it kept giving me an error (Verify Identity)







Garden Life: 4.15.19
Leaving Garden: 2.15.20
Updated: 5.30.19


Message 108 of 117
Established Contributor

Re: BB&T soft pull??

I took two last week without a hard pull. Thinking about going back for the third.

Message 109 of 117
Frequent Contributor

Re: BB&T soft pull??

Just using the prequal link...when approved just submitting or selecting the card you want?

I'm thinking about it...hard!
Starting scores - 480 - 11/05/18
Current Scores -





Message 110 of 117
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