BBVA Prequalify Fail

[KatSoDak]

I'm so sorry you were not prequalified yet have to thank you so much for posting this. I've been looking for a card to use for groceries that would give me 3%. I was not familiar with BBVA Clear Points. This card, combined with my WF Propel and BofA Cash Rewards gives me 3% in all areas I spend.

I did a search online for BBVA pre qual page as I have no relationship with them. Process was easy and SP indicated $7500 with 15% APR. I waited overnight to think it over then went through the pre qual again yesterday with same CL and APR offered so I pulled the trigger. Final app asked for drivers licence state and number (I'm in South Dakota) along with email and phone of course. Instant approval with CL and APR as indicated. 

I was 1/12  on HPs as of yesterday btw and they pulled EX. Was hoping for TU as I am 1/12 on EQ also and 0/12 TU. All my CRAs are about 6/24.  EX is 792 I think.

Thanks again. 

[cashorcharge]

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@KatSoDak wrote:

I'm so sorry you were not prequalified yet have to thank you so much for posting this. I've been looking for a card to use for groceries that would give me 3%. I was not familiar with BBVA Clear Points. This card, combined with my WF Propel and BofA Cash Rewards gives me 3% in all areas I spend.

I did a search online for BBVA pre qual page as I have no relationship with them. Process was easy and SP indicated $7500 with 15% APR. I waited overnight to think it over then went through the pre qual again yesterday with same CL and APR offered so I pulled the trigger. Final app asked for drivers licence state and number (I'm in South Dakota) along with email and phone of course. Instant approval with CL and APR as indicated. 

I was 1/12  on HPs as of yesterday btw and they pulled EX. Was hoping for TU as I am 1/12 on EQ also and 0/12 TU. All my CRAs are about 6/24.  EX is 792 I think.

Thanks again. 

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That's terrific!  Congratulations @KatSoDak on your approval!! 🎉🥂

[4sallypat]

Interesting DPs...

I tried the pre-qual and was instantly offered $1500 SL ClearPoints card at 19%.

Not very good to help my available credit so I did not apply.

EX at 720

[Egaffne2]

did u get the sign up bonus?

[FinStar]

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@4sallypat wrote:

Interesting DPs...

I tried the pre-qual and was instantly offered $1500 SL ClearPoints card at 19%.

Not very good to help my available credit so I did not apply.

EX at 720

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It appears it's profile driven @4sallypat.  The SLs will fluctuate depending on when you run the pre-qualification tool.  So, the more your profile is optimized over time, the higher the SL will yield.  That's basically what I did, until It displayed an adequate SL for some anticipated expenses and the SUB.

[FinStar]

As the OP has posted in Approvals, this thread is now locked to new messages.