BBVA - how long before preapprovals show up in your account?

[Anonymous]

I got my BBVA card in December and I am just curious how long it will be before the ability to add additional credit products will show up? I only have the option to add deposit accounts. My card is officially over 90 days old now, I just find it interesting that I don’t have any credit products listed when I click or tap to add more products and I’m curious how long it takes for that to show up. 

[Marz2002]

Are you accessing your BBVA account with a PC or a mobile App?

[Anonymous]

Mobile app. I have seen screenshots that show the ability to apply for credit products in the app but I don’t have it. 

I did check the website as well, however. 

Seems like I am on some no credit product list. 

[JaseT]

Saeren, I've had my BBVA Clearpoints card for going on 8 months now and I show the same thing as you do under the 'add more products' section. I did open a checking account with them last month in an effort to build more of a relationship (and for the $200 sub).

I'm not really looking for another card from BBVA, but I would enjoy a CLI on the Clearpoints card! 😀

[Anonymous]

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@JaseT wrote:
Saeren, I've had my BBVA Clearpoints card for going on 8 months now and I show the same thing as you do under the 'add more products' section. I did open a checking account with them last month in an effort to build more of a relationship (and for the $200 sub).

I'm not really looking for another card from BBVA, but I would enjoy a CLI on the Clearpoints card! 😀

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I want a second ClearPoints card 😂 

They are just too good and a second one would probably get a much higher limit for me since I’ve proven to BBVA I can pay what I charge very quickly. 

CLI would be nice since I have a $2K card limit but I’m not going to take the HP at 6 months for one. 

[JaseT]

Have you come across any DP's about having two Clearpoints cards? Not sure I've ever seen anybody with two, but I can see the appeal for the double 3% option.

[Anonymous]

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@JaseT wrote:
Have you come across any DP's about having two Clearpoints cards? Not sure I've ever seen anybody with two, but I can see the appeal for the double 3% option.

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No but I saw someone with the card have the option for a preapproval show up so I imagine it’s possible to achieve. If I can get one though, I’ll totally do it. Flexible cards with immense reward potential and almost universal acceptance since its VISA (except possibly Kroger stores soon but I have my More Rewards for groceries and it has a $50 minimum redemption so I won’t use any other card for them). It would be nice to have a ClearPoints for restaurants/fast food and one for retail though. Pair it with a Cash+ for Tv, internet and streaming and cell and I would have cash back of at least 3% for 99% of my spend. 

[JaseT]

Have you considered the Barclays Uber for 4% dining? Too bad Cap One won't allow you to PC to a Savor One for the 3%. 😣

[Anonymous]

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@JaseT wrote:
Have you considered the Barclays Uber for 4% dining? Too bad Cap One won't allow you to PC to a Savor One for the 3%. 😣

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Barclays. 💢

I have considered it but a lot of the benefits would go to waste. I don’t have $5500 worth of stuff that would make sense on that card so no streaming credit, I have AppleCare+ and insurance combined through Xfinity Mobile because I’m not walking around without insurance for an $1100 phone, and I can get gift cards for Uber and Lyft on Amazon for 5% off versus 2% on online purchases. 

The Savor One is on my list but as I have $8250 with them already, I’m afraid they would low ball my limit (low income) and I don’t want to close a 4y10m old card to try to get a bigger limit on a new one and they did away with account combinations so... :/

[JaseT]

Maybe an email to the Cap One EO asking for a PC consideration from QS to Savor One would be worth the 5 minutes it would take. I've had some good luck with their EO. They have always replied and been courteous. Tell them that you'd use the card a lot more. Ya never know....