BECU pull

[Jccflat]

witch credits bureau they pull for a member and visa card is it one pull ?

also how do i become a member ? if i cant become the regular route 

[IntegerIntrovert]

They pull TU. I don't know the answer to the rest.

[RealEstateGuy89]

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@Jccflat wrote:

witch credits bureau they pull for a member and visa card is it one pull ?

also how do i become a member ? if i cant become the regular route 

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It's usually one pull. If you look on the website, you will see the directions of where you have to join/get a membership in order to be eligible to join BECU. I think it's called the Sea Hawkers. 

[Remedios]

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@Jccflat wrote:

witch credits bureau they pull for a member and visa card is it one pull ?

also how do i become a member ? if i cant become the regular route 

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You just join, there is nothing else to it. Most likely TU, though it's possible another one may be used. 

Since you are out of state, if approved for credit card, proof of income, DL, copy of ss card,  and proof of residence will be required. 

If self employment, about two years worth of financial information.   

[Jccflat]

so i just join directly on BECU website?

[Jccflat]

what kind of proof of income is it pay stub ?

i am not self employed 

can i include household income ?

[Remedios]

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@Jccflat wrote:

what kind of proof of income is it pay stub ?

i am not self employed 

can i include household income ?

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W2 and sometimes last few months of actual paystubs, rarely tax return. 

No household income, only yours.  

You can apply directly from their website, there are no organizations to join. 

I do have to "warn" you, typically this is asked after you're approved for CC not when joining. It can be a very lengthy process. 

[Soundersfan1]

A BECU underwriter I talked to confirmed they only pull TransUnion. And that pull is good for 30 days so say you apply for a credit card on one day then apply for a loan a week later. They would not do another hard pull for the loan but you'd have to go in person or maybe over the phone (I'm not sure, make sure to ask if its over the phone) just don't apply online otherwise they would do another hard pull.

[Mfaiz]

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