Every approval or denial I've received mentions inqs. It's more of a generic response. The heavy hitter is "unable to verify" in your case. Which is not cool considering you have accounts with them already. Doesn't make any sense. I've seen members get that same response from other lenders.
Sorry ..Inqs really don't mean squat. I've had lenders want to double pull me. After refusing because of the extra inquiry. The lender tell me the extra inquiry doesn't hold weight with them. I still refused, stating if the first pull isn't enough then I don't need their credit. Asked yourself why would the lender tell me the inquiries wouldn't stop them from approving my app, if it really does?
Sorry about your denial. The thicker your file becomes the less impact inqs or new accounts will have on it. It will get better just give it some time.
I've had BK, Repo and Foreclosure. So when I say I understand. It's not just BS talk.
I've risen from the ashes..And so will you!
