Any one have this card? I wanted to know if their CLI’s are HP or SP? I’ve had this card 3 months, and I see the option to request a CLI. I can also enter the amount of the CLI that I would like to request.They gave me a SCL of 2,500. I’ve been using it heavily.
I would assume that if it’s Elan backed it will be a HP. I have one through my local CU. I’ve had it 16 months. I requested CLI at about 6 months and it was a denied HP. I got an auto CLI about 8 months in but nothing since. Started at $5k and at $7500 now.
It looks like it’s a HP for a CLI. I got it cause I would receive 30k points (2k spend) for BMW rewards and 15 months of 0% APR. Once the zero APR period is over, I’ll just use it for maintenance expenses on our BMW when we get it serviced. I’m not taking a HP just for a CLI. I have 8 inquiries on my EX report that I’m trying to reduce.