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BOA CLI for TWO Cards at Once

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New Contributor

BOA CLI for TWO Cards at Once

Hi All -

 

I know BOA is now SP, but I have two BOA cards, was approved for a CLI on Card 1 today and would like a CLI for Card 2. Requested for Card 2 through the site just now and got a 3 - 5 business day decision notice. Bets on whether it'll be a HP for the Card 2? Am I an idiot for testing the limits of their SP policy? Will they just treat as one account? 

 

Would love your thoughts and promise to post what happens here. 

Message 1 of 11
10 REPLIES 10
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Super Contributor

Re: BOA CLI for TWO Cards at Once

Has it been at least 91 days from last CLI on the 2nd card?

 

It may be a soft pull. 3-5 day looks promising, I'm not exactly sure. Good luck on your CLI request!

Message 2 of 11
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New Contributor

Re: BOA CLI for TWO Cards at Once

Thanks for the reply. I've never requested a CLI on either card. These were my first requests!

Message 3 of 11
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Super Contributor

Re: BOA CLI for TWO Cards at Once

Mark your calendar then. One is eligible to request CLI every 91 days from last approval. Hope to read of your 2nd CLI approval soon.

Message 4 of 11
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Community Leader
Valued Contributor

Re: BOA CLI for TWO Cards at Once

Congrats on first CLI. Good luck on the pending one. 🍀 

Message 5 of 11
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Epic Contributor

Re: BOA CLI for TWO Cards at Once


@audioman00 wrote:

Hi All -

 

I know BOA is now SP, but I have two BOA cards, was approved for a CLI on Card 1 today and would like a CLI for Card 2. Requested for Card 2 through the site just now and got a 3 - 5 business day decision notice. Bets on whether it'll be a HP for the Card 2? Am I an idiot for testing the limits of their SP policy? Will they just treat as one account? 

 

Would love your thoughts and promise to post what happens here. 


You can call a CSR and ask.

Message 6 of 11
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Valued Contributor

Re: BOA CLI for TWO Cards at Once

Welcome to the forums! Congratulations on your first CLI! Good luck with your second!





My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 7 of 11
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Moderator Emeritus

Re: BOA CLI for TWO Cards at Once


@audioman00 wrote:

Thanks for the reply. I've never requested a CLI on either card. These were my first requests!


It should technically be a SP for the 2nd CC CLI request.   If the CL doesn't change within the next 72 hours (or by the end of the week), then the CLI was likely not approved on card #2.

 

Hopefully you'll see some results soon. 

Message 8 of 11
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Super Contributor

Re: BOA CLI for TWO Cards at Once

Congrats on card #1

Good luck on card #2


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 9 of 11
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Valued Contributor

Re: BOA CLI for TWO Cards at Once

Hey OP - was the second CLI approved? Both should be SP.



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 10 of 11
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