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Bank of America credit card

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razzy116
Established Contributor

Bank of America credit card

I have a Bank of America credit card that i put $99.00 for a $500.00 limit to build a relationship, i also have a checking and saving, will i see qualifying offers? Any help will be appreciated.

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Message 1 of 5
4 REPLIES 4
AllZero
Mega Contributor

Re: Bank of America credit card


@razzy116 wrote:

I have a Bank of America credit card that i put $99.00 for a $500.00 limit to build a relationship, i also have a checking and saving, will i see qualifying offers? Any help will be appreciated.


Wait for your card to graduate. You can request for early graduation when your secured card reaches 5 months age. Once unsecured, you may see offers in your "Rewards & Deals" tab -> "Special Offers" or on your "accounts" tab if eligible.

Message 2 of 5
Wavester64
Valued Contributor

Re: Bank of America credit card


@AllZero wrote:

@razzy116 wrote:

I have a Bank of America credit card that i put $99.00 for a $500.00 limit to build a relationship, i also have a checking and saving, will i see qualifying offers? Any help will be appreciated.


Wait for your card to graduate. You can request for early graduation when your secured card reaches 5 months age. Once unsecured, you may see offers in your "Rewards & Deals" tab -> "Special Offers" or on your "accounts" tab if eligible.


+1 to what @AllZero is saying OP. I am waiting for gradution of the same card later this year after the 5-month mark.  Smiley Happy






Potential Future Cards
Message 3 of 5
Anonymous
Not applicable

Re: Bank of America credit card

How were you able to get the $49 for $500? I just applied on their website for the unsecured Cash Rewards and wasn't given that offer after denial. Will that offer come in the mail? 

Message 4 of 5
sarux3
Frequent Contributor

Re: Bank of America credit card


@Anonymous wrote:

How were you able to get the $49 for $500? I just applied on their website for the unsecured Cash Rewards and wasn't given that offer after denial. Will that offer come in the mail? 


From what I understand, it only comes as a counter-offer when you apply for a different card and they don't approve.  But, it's not a guarantee that they will qualify your application for the 99/500 offer.  You could try to call the recon line about your declined application and see what they may be able to do for you, though.

CH7 Filed Dec 31, 2018; DC Apr 9, 2019
FICO 8 at DC (Apr 15, 2019):
FICO 8 current (June 29, 2022):
Total revolving credit limit: $149,150 Utilization: 9% Inquiries:

Who I've burnt: Amex / Discover / Chase / Wells Fargo / CapOne / Barclays / Citi / DSNB / US Bank / NASA FCU / Apple FCU / Synch / Comenity
Who let me back in: CapOne / Citi (Retail) / DSNB / Synchrony / Comenity
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