Barclay credit limit increase

Anonymous · ‎06-24-2016

Opened my account in april 2016 with a SL of 1500. I clicked the love button and received the " we will make a decision in 48 hours..."

Anonymous · ‎06-24-2016

Call the backdoor number and get things moving. I did with great success! !

Anonymous · ‎06-24-2016

They called me and declined it.

Anonymous · ‎06-24-2016

Should i still call the backdoor number? What is the backdoor number?

Anonymous · ‎06-24-2016

Update:

Just googled it and found this number 866) 408-4064. I called n their reason for the denial was because they are currently my highest lender (1500 credit limit) and i have too much available credits on my other cards. They also want to see more usage and history. She was very nice though. By the way, they pulled transunio n its a hard pull

I guess my recent 1000 credit limit ( now 1.5K) on my capital one platinum card havent shown yet. It was increase this morning.

Anonymous · ‎06-24-2016

At least you gave it you're best shot.

RonM21 · ‎06-24-2016

And you know where you stand with them. Unfortunate is costs a HP.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

ddemari · ‎06-24-2016

Lesson learned, I would give barclays 6 months of on-time payment history before hitting them up again. In 6 months, call the number on the back of your card and ask if they could lower your APR. Then while talking to that specialist, ask if there are any offers for a soft pull credit limit increase.

I would think your chances would be good if you keep inquiries and balances low while paying on-time.

Anonymous · ‎06-24-2016

@ddemari wrote:
Lesson learned, I would give barclays 6 months of on-time payment history before hitting them up again. In 6 months, call the number on the back of your card and ask if they could lower your APR. Then while talking to that specialist, ask if there are any offers for a soft pull credit limit increase.

I would think your chances would be good if you keep inquiries and balances low while paying on-time.

+1

i called them yesterday for an apr reduction which they did, and then asked if i had any cli offers , she advised yes and gave me 1.5K increase with a soft pull as well as

0% apr till january. in the future try this method , as a sp is better than a hard pull , if u use the cli button with barclays is always a hard pull.

Anonymous · ‎12-09-2016

Good info, Ive had mine about 6 month with a starting line of 2,000 and I use it quite a bit but have never asked for a cli and wondered how long I should wait. I have too many inquiries now and can't afford anymore since we are going to put our home on the market in sept and plan on buying another. I'm trying to stay in the garden until we sale our home.