Barclaycard Arrival Plus denied with 816

[Shadowfactor]

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@AverageJoesCredit wrote:
Well at least 6/24 sounds better than 5/24 Any takers for 7/24 , 365?

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RIGHT HERE!

but @imaximous dropped me off at credit rehab

I wasn't aware of the 6/24 rule either and I actually did consider this card instead of the Prestige I just got. Glad I didnt end of picking it.

Keep your head up KIB

[imaximous]

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@Shadowfactor wrote:

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@AverageJoesCredit wrote:
Well at least 6/24 sounds better than 5/24 Any takers for 7/24 , 365?

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RIGHT HERE!

but @imaximous dropped me off at credit rehab

I wasn't aware of the 6/24 rule either and I actually did consider this card instead of the Prestige I just got. Glad I didnt end of picking it.

Keep your head up KIB

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LOL 

Seriously, don't make me start an intervention for you. You're out of control.

[Anonymous]

who else has a "**/24" rule besides Chase & Barclay? wanna know who to avoid in the near future. LOL

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@kdm31091 wrote:

Sadly, your excellent score was irrelevant because Barclay has a 6/24 rule for this card. Unfortunately it's a wasted application, but $700 is always worth a try!

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besides Chase & Barclay?

[K-in-Boston]

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@Anonymous wrote:

who else has a "**/24" rule besides Chase & Barclay? wanna know who to avoid in the near future. LOL

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Other lenders do have time-based rules for their own accounts.  For example, with Bank of America you can only be approved for 2 accounts in 2 months, 3 accounts per 12 months, and 4 accounts per 24 months (the "2/3/4 Rule).  But as far as overall accounts, Only Chase and this one particular card from Barclaycard.  Usually it's YMMV, so someone with my profile would usually get quite a bit of leeway and new accounts might be overlooked while someone with a thin profile and recent apps may not be approved no matter how far below X/24 they are.

[Mahraja]

Boston my friend with 750K+ AND 800+ Scores this denial is like minor scratch on a bulldozer move on to the next plan you don't need them

[CreditCuriosity]

Just shows you high income, high scores denials can/do happen to everyone of us at some point.  Granted this one was due to the silly rule (wish you would of done a bit of research as was well known to me and others) along with Chases and Cap1, etc.  Anyways many other fish in the sea so they say

[Anonymous]

Wished I had known about their 6/24 rule, would have saved me a HP to use later on with them at 4/24. lol

[HindSight_20_20]

DW paid off her $3500.00 Barclay CC and then closed it,  - about three weeks later got a pre-approval in the mail for Barclay Arrival Plus.

She ripped it up and threw it away..

I was standing there putting it back together like an uncashed check worth at least 9k! loll 

My FICO's won't even let me THINK about one of these cards right now.