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Barclaycard Arrival Plus denied with 816

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

Re: Barclaycard Arrival Plus denied with 816

Rather shocking that they denied you. But probably for the better you didn’t need them anyways right? 😎
Capital One Quicksilver 6,300
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple 1k
Citi Rewards+ 6,100
Citi Double Cash 8,300
Citi Simplicity 1,500
Home Depot 1,000
Discover 7,500
BB&T Rewards 4,500 Fico 8 Scores EQ=701 EX=632 TU=644 Scores and CL current as of 4/19/19 AAoA=7yr6months AoOA=17yrs
Message 41 of 58
Community Leader
Senior Contributor

Re: Barclaycard Arrival Plus denied with 816

Sorry about your denial KIB! 

In other news, looks like I’m gonna be the garden champ in 2019 Smiley Tongue

AMEX PLATINUM, GOLD, DELTA RESERVE & SPG | PenFed PR VS | NFCU FS VS | Discover IT | CAP1 VENTURE VS | NORDSTROM VS l BANANA REPUBLIC LUXE V I LOWES I MACYS I WAYFAIR I Garden till 1-1-20 AT LEAST
Message 42 of 58
Contributor

Re: Barclaycard Arrival Plus denied with 816

Thanks for sharing and reaffirming Barclays jealous lover status and sorry you weren't approved. I managed to get their uber visa back in 2017 through recon but they kept me nerfed at 500CL so I closed it recently. I don't think opening few other cards around the same time frame limited my CL since there maybe other factors involved but with their rep I guess I can't put it past them now.

Message 43 of 58
Regular Contributor

Re: Barclaycard Arrival Plus denied with 816

Wow, unbelievable!! Great post though and thanks for sharing! Keep up the great work!
Current: Gardening...


FICO 8:

As of Apr 2019. Total CL: $16,600; Goal: $50,000
Message 44 of 58
Valued Contributor

Re: Barclaycard Arrival Plus denied with 816

Sorry K. 

 

I guarantee you that within a month someone is gonna post that they were just approved for this card with a 680 score and a $35k income




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>03/2019 CCT EX 804 TU 822 EQ 818
Thus will it come to pass. The Dying Leader will know the truth of the Opera House. The missing Three will give you the Five, who've come from the Home of the Thirteenth. You are the Harbinger of Death, Kara Thrace. You will lead them all to their End. End of line.
Message 45 of 58
Super Contributor

Re: Barclaycard Arrival Plus denied with 816


@Meanmchine wrote:

Sorry K. 

 

I guarantee you that within a month someone is gonna post that they were just approved for this card with a 680 score and a $35k income


If they were below 6/24 it could happen. Unfortunately it's pretty much a blanket policy for this card.

Message 46 of 58
Community Leader
Super Contributor

Re: Barclaycard Arrival Plus denied with 816

Hey Meanie, dont be a Meanie, id take 35k anyday, drink some tea and get me a Sir Barclays card all in the name of JusticeSmiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
Message 47 of 58
Moderator

Re: Barclaycard Arrival Plus denied with 816


@Meanmchine wrote:

Sorry K. 

 

I guarantee you that within a month someone is gonna post that they were just approved for this card with a 680 score and a $35k income


That was why I expected at least a $30k approval for Venture 2 years ago! In this case certainly appears to be the 6/24 thing.

Message 48 of 58
Community Leader
Super Contributor

Re: Barclaycard Arrival Plus denied with 816

Well at least 6/24 sounds better than 5/24Smiley Wink Any takers for 7/24 , 365?Smiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
Message 49 of 58
Valued Contributor

Re: Barclaycard Arrival Plus denied with 816

Sorry K on the denial. Looks to me that more and more lenders are putting restrictions now to limit card/SUB churning. I'm sure you'll get it in a few months, this is just a minor setback, a hiccup so to speak.


Scores - All bureaus 750 +/-
TCL - Est. $250K
Message 50 of 58