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Barclaycard Arrival Plus denied with 816

Valued Contributor

Re: Barclaycard Arrival Plus denied with 816


@AverageJoesCredit wrote:
Well at least 6/24 sounds better than 5/24Smiley Wink Any takers for 7/24 , 365?Smiley Wink

Smiley Very Happy RIGHT HERE! Smiley Very Happy

but @imaximous dropped me off at credit rehab Smiley Sad

 

I wasn't aware of the 6/24 rule either and I actually did consider this card instead of the Prestige I just got. Glad I didnt end of picking it.

 

Keep your head up KIB



Total Revolving Limits $123,700

FICO 8 scores 01/2019
EX-776
TU-714
EQ-710
Message 51 of 58
Established Contributor

Re: Barclaycard Arrival Plus denied with 816


@Shadowfactor wrote:

@AverageJoesCredit wrote:
Well at least 6/24 sounds better than 5/24Smiley Wink Any takers for 7/24 , 365?Smiley Wink

Smiley Very Happy RIGHT HERE! Smiley Very Happy

but @imaximous dropped me off at credit rehab Smiley Sad

 

I wasn't aware of the 6/24 rule either and I actually did consider this card instead of the Prestige I just got. Glad I didnt end of picking it.

 

Keep your head up KIB


LOL Smiley LOL

Seriously, don't make me start an intervention for you. You're out of control.

BofA (PR, AS) | Barclays (Uber) | Cap One (Savor) | Chase (CSR, CF, CFU, CIC, Amazon) | Citi (Prestige, DC, Costco, Costco Biz, AA Biz) | Discover | PenFed (Pathfinder) | Synchrony (PP 2%, Lowe's, Amazon, PP Credit) | US Bank (AR, Cash+)
Message 52 of 58
Established Member

Re: Barclaycard Arrival Plus denied with 816

who else has a "**/24" rule besides Chase & Barclay? wanna know who to avoid in the near future. LOL

 


@kdm31091 wrote:

Sadly, your excellent score was irrelevant because Barclay has a 6/24 rule for this card. Unfortunately it's a wasted application, but $700 is always worth a try!



besides Chase & Barclay?

Message 53 of 58
Moderator

Re: Barclaycard Arrival Plus denied with 816


@user1054596 wrote:

who else has a "**/24" rule besides Chase & Barclay? wanna know who to avoid in the near future. LOL

 


Other lenders do have time-based rules for their own accounts.  For example, with Bank of America you can only be approved for 2 accounts in 2 months, 3 accounts per 12 months, and 4 accounts per 24 months (the "2/3/4 Rule).  But as far as overall accounts, Only Chase and this one particular card from Barclaycard.  Usually it's YMMV, so someone with my profile would usually get quite a bit of leeway and new accounts might be overlooked while someone with a thin profile and recent apps may not be approved no matter how far below X/24 they are.


Message 54 of 58
Established Contributor

Re: Barclaycard Arrival Plus denied with 816

Boston my friend with 750K+ AND 800+ Scores this denial is like minor scratch on a bulldozer Smiley Tongue move on to the next plan you don't need them Smiley Wink


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Message 55 of 58
Moderator

Re: Barclaycard Arrival Plus denied with 816

Just shows you high income, high scores denials can/do happen to everyone of us at some point.  Granted this one was due to the silly rule (wish you would of done a bit of research as was well known to me and others) along with Chases and Cap1, etc.  Anyways many other fish in the sea so they say Smiley Happy

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Fifth Third Bank | BB&T | Synovus | Commerce
Message 56 of 58
Established Contributor

Re: Barclaycard Arrival Plus denied with 816

Wished I had known about their 6/24 rule, would have saved me a HP to use later on with them at 4/24. lol

Message 57 of 58
Regular Contributor

Re: Barclaycard Arrival Plus denied with 816

DW paid off her $3500.00 Barclay CC and then closed it,  - about three weeks later got a pre-approval in the mail for Barclay Arrival Plus.

She ripped it up and threw it away..Smiley Surprised

 

I was standing there putting it back together like an uncashed check worth at least 9k! loll 

 

My FICO's won't even let me THINK about one of these cards right now.

 

 

Starting Score: EX 551|TU 565|EQ 556
Current Score: EX 551|TU 565|EQ 556
Goal Score: EX 620|TU 620|EQ620


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Message 58 of 58