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Barclaycard Ring Approval Stats

willwar14
Valued Contributor

Barclaycard Ring Approval Stats

Hey guys im gearing to get ready to get my mom some new cards and are waiting for some negs on TU to be deleted before we go for anything.

Please share the stats if you are comfortable to

 

TU FICO score:
Inquiries:
AAoA:
Current highest CL:
CL upon approval:
Income (no need to be specific)

 

Thanks for helping!!

Up to $315k in CLs. FICO scores are 750s across the board.
Message 1 of 32
31 REPLIES 31
CreditCuriosity
Moderator

Re: Barclaycard Ring Approval Stats


@willwar14 wrote:

Hey guys im gearing to get ready to get my mom some new cards and are waiting for some negs on TU to be deleted before we go for anything.

Please share the stats if you are comfortable to

 

TU FICO score: 700ish at time of approval
Inquiries: 3?
AAoA: 6 years
Current highest credit line: 23k
CL upon approval: 2k
Income (no need to be specific): 100k+

 

Keep in mind at time of applying I did have some baddies and barely any balances like $200ish in balances.. Ring takes balances partially into consideration approval amount.. Was kinda disappointed, but also have alot bigger CL on my Sallie Mae and applied for it 2 months after SM, thus kinda probably the low SL/CL.  I might take a HP to try to get it to 10k at the end of the year at that time it will be 8 months old.  Barclay's isnt really known for HUGE CL's iniitially, but grow over time, obviously with some exceptions

 

Thanks for helping!!


 

Message 2 of 32
willwar14
Valued Contributor

Re: Barclaycard Ring Approval Stats

Anyone? Smiley Sad

Up to $315k in CLs. FICO scores are 750s across the board.
Message 3 of 32
OmarGB9
Community Leader
Super Contributor

Re: Barclaycard Ring Approval Stats

I think the reason you're not getting many responses is maybe because this wasn't the best place for your question. Perhaps ask a mod to move this thread to credit card applications?

Also, I don't have a ring card, sorry. Smiley Sad

Last App: 04/05/2021
Penfed Signature Loan

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 32
jfriend33
Senior Contributor

Re: Barclaycard Ring Approval Stats


@willwar14 wrote:

Hey guys im gearing to get ready to get my mom some new cards and are waiting for some negs on TU to be deleted before we go for anything.

Please share the stats if you are comfortable to

 

TU FICO score: 750, 730, 745
Inquiries: 5
AAoA: 13 years
Current highest CL: 9.8k
CL upon approval: 10k
Income (no need to be specific) 100k

 

Thanks for helping!!



good luck on approval! hopefully u grab a sallie mae under the same HP or a card w/ a bonus like arrival plus!

EQ 730, TU 730, EX 720. INQs EQ-1, TU-9, EX-7 AAOA 4yrs Util 6% Inspiration: Themanwhocan's Cash Back Charts
Message 5 of 32
RiverGal102
Regular Contributor

Re: Barclaycard Ring Approval Stats

I apped for the second time last week and was denied. Recon failed... no stats necessary. They specifically told me I was denied due to high utilization on my Discover and Chase Amazon Rewards. Just bad timing... today was hubby's payday and was PIFing those cards today. Smiley Mad

BarclaycardRing

2/22/2016: EQ 669 | EX 674 | TU 702
7/28/2019: EQ 710 | EX 694 (May 2019, Chase Slate) | TU 714
Received the Chase Freedom Unlimited upgrade, July 2019 .

Chase Southwest Rewards, $18,000; CapitalOne Quicksilver1, $12,000; DiscoverIT, $8,100; Chase Amazon Rewards, $5,100; Chase Freedom, $5,000; Amazon Prime Store Card, $5,000; Citi Double Cash, $3,900; Walmart Store Card, $3,700; USAA Amex, $2,000; Barclaycard Apple Rewards, $1,900.
Message 6 of 32
elim
Senior Contributor

Re: Barclaycard Ring Approval Stats

TU FICO score:  720
Inquiries:  5
AAoA:   2 or 3
Current highest CL:  11k bank, 17k store (at time of app)
CL upon approval:   4k immediately moved 1.5k from RMC and closed
Income 50k

 

had to recon  (2010 13k tax lien)

 

edit: previous poster has brought up a great point...   my utilization was less than 9% on 1 card at the time and 0 on the rest (perfect)

Message 7 of 32
2011switchback
New Visitor

Re: Barclaycard Ring Approval Stats

TU FICO score: 680
Inquiries:7
AAoA:4.7
Current highest CL:5000
CL upon approval:5000
Income (no need to be specific)85k

Message 8 of 32
SecretAzure
Valued Contributor

Re: Barclaycard Ring Approval Stats


@willwar14 wrote:

Hey guys im gearing to get ready to get my mom some new cards and are waiting for some negs on TU to be deleted before we go for anything.

Please share the stats if you are comfortable to

 

 

Thanks for helping!!


TU FICO score: 777
Inquiries: 0
AAoA: 2 yrs
Current highest CL: 18,200
CL upon approval: 5K (Called instantly and got bumped to 8.5K)
Income (no need to be specific): 30K~

 

No baddies/lates

 

Hope this helps. If you get approved make sure to call and ask for more. It can't hurt but it can help. Be prepared to answer a few questions (like what you want the higher amount for). 

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 9 of 32
willwar14
Valued Contributor

Re: Barclaycard Ring Approval Stats

Thanks all but DM was denied for this card BUTT got an arrival+ with the same pull so it all worked out!

Up to $315k in CLs. FICO scores are 750s across the board.
Message 10 of 32
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