Has anyone had experience with Barclays Blacklist ?
I paid all of them back, through a debt consolidating company who negotiated my interest rate but the FULL BALANCE. I paid the full balance about 3 years ago, but when i applied for one of their cards the decline letter states that -Credit wasn't pulled and it was a prior history with Barclays.
ANy thoughts ? Time frame of the black list ?
My story may be a bit from the ordinary, but it is possible to get back in with Barlcay's after burning them in BK.
I IIB Barclay's in my CH7 in August, 2015. I received a pre-approval for their Rewards card roughly a year later via snail mail. I jumped on it and was instantly approved for $2500.
About six months later, I decided I wanted to apply for the Ring card. Prior to applying, I phoned underwriting (number obtained thanks to myFico) and asked what my chances were. They stated that all I could do was apply and that if I was denied to call in to see if they could move my credit line over from my Rewards card.
So I applied, got denied, phoned underwriting and asked if they could close my Rewards card and transfer the limit to the Ring. She stated I have to qualify for the product I am moving the line over to. After putting me on hold for a few min, she said she would be able to transfer my credit line and open the Ring.
I have since gotten a CLI from $2500-5500 via auto luv but it hasn't moved in about a year.
Thankful to have the card considering the stories I have read about their "blacklist".
How much was your IIB?
My Fico 8’s are 800+ and I have never been bankrupt.
Barclays thinks that merits a 3 digit credit line.
You have to call the customer service department. You will need to get someone to manually approve it if you qualify.