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I was also given a toy limit of $500, approved with a 641 TU and app went to pending. Took a few days then they approved me.
I put around $8k spend on it in the first 6 months and didint get an auto CLI after the sixth statement cut like others reported.
@Anonymous wrote:
@dsotm76 wrote:Is it better to do it online or over the phone?
If you have a soothing, sexy voice then call in. If you sound like Pee Wee Herman than do it online.
HAHAHAHA! I needed this laugh this morning!!
@CreditInspired wrote:We really need more DPs to help you and to also understand why you got a toy limit card in the first place. This will shed some light on things.
When I applied about a year and a half ago, I only had a Crap1 $500 and a Sony/Synchonry $2400 reporting. I had just been approved a month earlier for a BCE Amex for $10000 SL and a Citi Double Cash $3200 SL. I apped on the website and was denied. Thanks to this board, I called in and reconned it sucessfully with Steve, who cited it was my lack of credit history. He said it would probably be reviewed in six months though. My scores then were in the low 700s, I believe.
@jb90 wrote:I put around $8k spend on it in the first 6 months and didint get an auto CLI after the sixth statement cut like others reported.
Yeah, I think I put around $4k spend on mine in the first six months.