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Barclays applications

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Anonymous
Not applicable
‎02-13-2015 05:31 PM
‎02-13-2015 05:31 PM

Barclays applications

Does anyone know how long you have to wait in-between applications to Barclays?

Message 1 of 19
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18 REPLIES 18
chalupaman
Super Contributor
‎02-13-2015 05:49 PM
‎02-13-2015 05:49 PM

Re: Barclays applications

I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 19
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ScoreOrBeScored
Valued Contributor
‎02-13-2015 05:54 PM
‎02-13-2015 05:54 PM

Re: Barclays applications

4 - 6 months apart

Message 3 of 19
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bigbang91
Established Contributor
‎02-13-2015 06:17 PM
‎02-13-2015 06:17 PM

Re: Barclays applications

@Anonymous wrote:

Does anyone know how long you have to wait in-between applications to Barclays?

Sometime,the stupid system will auto deny you even though your last app was a year ago,it happened to me.I had to call recon.

Message 4 of 19
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Anonymous
Not applicable
‎02-13-2015 06:20 PM
‎02-13-2015 06:20 PM

Re: Barclays applications

So far from each other?

@ScoreOrBeScored wrote:

4 - 6 months apart

 

Message 5 of 19
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Anonymous
Not applicable
‎02-13-2015 06:59 PM
‎02-13-2015 06:59 PM

Re: Barclays applications

@chalupaman wrote:

I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.

This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?

Message 6 of 19
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Anonymous
Not applicable
‎02-13-2015 07:02 PM
‎02-13-2015 07:02 PM

Re: Barclays applications

They will probably be spooked from all my new accounts if they do a manual review. I am wanting to buy a Mac though, and 0% is enticing. Plus, it would get my foot in the door.

Message 7 of 19
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Anonymous
Not applicable
‎02-13-2015 07:04 PM
‎02-13-2015 07:04 PM

Re: Barclays applications

I have applied 3 or 4 times in the last 6 months and been denied every time. With a 780 TU score now though, I was expecting an instant approval, regardless of new accounts opened recently.

Message 8 of 19
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chalupaman
Super Contributor
‎02-13-2015 07:08 PM
‎02-13-2015 07:08 PM

Re: Barclays applications

@Anonymous wrote:
@chalupaman wrote:

I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.

This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?

There's a 24/7 recon line number I can PM you. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 9 of 19
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Anonymous
Not applicable
‎02-13-2015 07:22 PM
‎02-13-2015 07:22 PM

Re: Barclays applications

@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:

I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.

This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?

There's a 24/7 recon line number I can PM you. 

What do you think my chances are for the Apple card with 22 new accounts opened in the last 6 months? Lol

Message 10 of 19
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