@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.
This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?
There's a 24/7 recon line number I can PM you.
What do you think my chances are for the Apple card with 22 new accounts opened in the last 6 months? Lol
Divide the number accounts by the number of months then multiply it by two and use that as a percentage.
The answer is 7% 
I would not bother unless you feel like calling 15 times.
@Anonymous wrote:
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.
This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?
There's a 24/7 recon line number I can PM you.
What do you think my chances are for the Apple card with 22 new accounts opened in the last 6 months? Lol
Divide the number accounts by the number of months then multiply it by two and use that as a percentage.
The answer is 7%
I would not bother unless you feel like calling 15 times.
Pretty sure I could get it, but I don't want to have to kiss their butt to do it. 
Maybe I will just wait a few more months.
@Anonymous wrote:
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.
This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?
There's a 24/7 recon line number I can PM you.
What do you think my chances are for the Apple card with 22 new accounts opened in the last 6 months? Lol
Divide the number accounts by the number of months then multiply it by two and use that as a percentage.
The answer is 7%
I would not bother unless you feel like calling 15 times.
Where did you come up with this algorithm? lmao
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.
This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?
There's a 24/7 recon line number I can PM you.
What do you think my chances are for the Apple card with 22 new accounts opened in the last 6 months? Lol
Divide the number accounts by the number of months then multiply it by two and use that as a percentage.
The answer is 7%
I would not bother unless you feel like calling 15 times.
Where did you come up with this algorithm? lmao
I'm guessing Nixon was winging it on that one. Although the % chance of approval on 22 new accounts is probably pretty close
@Anonymous wrote:I have 3 banks I still need to crack. Then my portfolio will be complete. Barclays, Amex, and Citi. Gardening is just so boring! I couldn't even make it a month lol. I have the eternal seedling.......
Quick question, whats your AAoA? I have 8,9 inqs on tu, eq and 4 on EX. I want to app for a hotel card but afraid im gonna spook all my current lender. But 22 cards within 6 months is amazing, what bank do you have the most cc with if you dont mind?
