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The Barclays Rewards is my 7th month rebuild card to get. I'm one month in with low scores, entered in my exact TU info and got the Arrival recommendation. No way that's happening.
Interesting. i tried it and it came back with the Barclays Rewards and Arrival+. the Reards came back with a specific APR but the Arrival+ had a range APR. I checked their card website and the Rewards card has an APR of 24.99 while the recommended site has an APR of 17.99
Terms and Conditions
Interest Rates and Interest Charges | |
Annual Percentage Rate (APR) for Purchases | 17.99% This APR will vary with the market based on the Prime Rate. |
APR for Balance Transfers | 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) your APR will be 17.99%. This APR will vary with the market based on the Prime Rate. |
APR for Cash Advances | 25.24% This APR will vary with the market based on the Prime Rate. |
How to Avoid Paying Interest on Purchases | Your due date is at least 23 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. |
Minimum Interest Charge | If you are charged interest, the charge will be no less than $0.50 |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
Fees | |
Annual Fee | $0 |
Transaction Fees: |
|
| Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| 3% of each transaction in U.S. dollars. |
Penalty Fees: |
|
| Up to $37 |
| Up to $37 |
How We Will Calculate Your Balance: We use a method called "daily balance (including new purchases)".
I think I'll wait for someone to test this out before I do
Yea, I did not get any APR info what so ever.
Disregard last post about the specific APR. Just tried preapproval for Donald Duck. Mr. Duck got the same APR on the Rewards card.
@Anonymous wrote:Yea, I did not get any APR info what so ever.
It's under "Terms and conditions" under "apply now"
I tried and got the congratulations for the rewards card. So are you guys saying this is bogus
I think it definitely is if you get the generic reply. It may have some credibility if you get Pre-selected with a specific APR. Some of the people who have gotten approved after using it may have gotten approved anyway so it is really hard to tell.
Yes it said Congratulations you have been preselected for the rewards card. With an accept button. Maybe it's legit??
24.99% apr