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Now, need advice !
On the credit side , I've not applied for 1 card, but just focused on getting EQ and EX, clean. TU has a 22 month old inquiry, 0 on EQ and 0 Ex. The only, active CC showing on TU and EQ was last used in October, 2007, 9 yrs ago. TU has 2 closed CC, no bad payment records, 2 installments in '05 and '06 , no lates, no baddies. TU has no derogatory information and a true FICO of 723. EQ has 2 baddies, ( waiting on reports I've ordered to dispute by), true FICO, 576, EX, 1 paid collection, doesn't show the "open " CC, and therefore, has no score because I've no active credit, in yrs. It does show 25 yrs of positive lines.
Now, my question: Care Credit ?
Thanks
I do not have care credit but I do have numerous cards from Synchrony. I would say that you should be ok for a CareCredit account as Synchrony bank puts alot of weight on TU score. Beingthat you are 723, id say your approvl chances are good tho I can not speak as to what SL you might get. Good luck and best wishes for your wife
Sync is usually a TU puller but I'd check the credit pulls database for your location.
With your score and no baddies, you're most likely golden for approval, but SL? It's hard to say as that's always YMMV. Searching the credit pulls database and the approvals board might yield better speculation.
Just pulled the trigger with Sync on Care Credit and with no questions asked, $9, 600. !
I ask for 8k, they upped it, can't beat that !
So, thanks for the "best wishes", as we face a cancer proceedure tomorrow , a little less stress off now !
My 1st card app since '95, thanks Sync !
@cuthatcard wrote:Just pulled the trigger with Sync on Care Credit and with no questions asked, $9, 600. !
I ask for 8k, they upped it, can't beat that !
So, thanks for the "best wishes", as we face a cancer proceedure tomorrow , a little less stress off now !
My 1st card app since '95, thanks Sync !
I'm deeply sorry with your troubles, but at least with some of this card helps you find a bit of consolation with the financing! I hope all goes well!
@cuthatcard wrote:Just pulled the trigger with Sync on Care Credit and with no questions asked, $9, 600. !
I ask for 8k, they upped it, can't beat that !
So, thanks for the "best wishes", as we face a cancer proceedure tomorrow , a little less stress off now !
My 1st card app since '95, thanks Sync !
Congratulations on the nice approval. It's got to be helpful to be able to minimize the financial stress while going through this.