Best Western Credit Card - Annual Spend

[TheBoondocks]

Hey guys, I'm thinking about getting the Best Western credit card, not that I stay there or anything like that but for the bonus and also I like the annual spend of $5K which gets you 40k bonus points. I've been looking at a few cities and states, like right now I'm staying at the Hyatt right now but for 40k points, I could get 2 nights for $225.46, but if I spent $5k even at 3%, I'll only get $150. At 2%, I'll get 100. Does it makes sense for me to get it? It sucks that I have to pay the AF, $89 fee. Even with that, I would get $136. I feel like the AF would offset the bonus points. What do you guys think? Thanks!

[dragontears]

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@TheBoondocks wrote:

Hey guys, I'm thinking about getting the Best Western credit card, not that I stay there or anything like that but for the bonus and also I like the annual spend of $5K which gets you 40k bonus points. I've been looking at a few cities and states, like right now I'm staying at the Hyatt right now but for 40k points, I could get 2 nights for $225.46, but if I spent $5k even at 3%, I'll only get $150. At 2%, I'll get 100. Does it makes sense for me to get it? It sucks that I have to pay the AF, $89 fee. Even with that, I would get $136. I feel like the AF would offset the bonus points. What do you guys think? Thanks!

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If it is not a hotel chain that you use, why would you want the card? When was the last time you were in a BW? In my experience they are not on the same level as Hyatt....

[TheBoondocks]

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@dragontears wrote:

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@TheBoondocks wrote:

Hey guys, I'm thinking about getting the Best Western credit card, not that I stay there or anything like that but for the bonus and also I like the annual spend of $5K which gets you 40k bonus points. I've been looking at a few cities and states, like right now I'm staying at the Hyatt right now but for 40k points, I could get 2 nights for $225.46, but if I spent $5k even at 3%, I'll only get $150. At 2%, I'll get 100. Does it makes sense for me to get it? It sucks that I have to pay the AF, $89 fee. Even with that, I would get $136. I feel like the AF would offset the bonus points. What do you guys think? Thanks!

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If it is not a hotel chain that you use, why would you want the card? When was the last time you were in a BW? In my experience they are not on the same level as Hyatt....

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Because the annual spend, sometimes I have big purchases that I have to make like auto insurance, medical, travel, etc and that's in a year that I could get 2 nights for free. If I have a big purchase, it doesnt make sense for me to get 1x on UR or Hyatt and if I did 2 MR points, I could maybe get like $200 towards travel with that $5K. The annual spend is what attracts me, I like the ongoing bonus of it that's all.