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Best approval chances for app spree?

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Community Leader
Super Contributor

Re: Best approval chances for app spree?


@numanyou wrote:
I found out that kohls and Macy's will allow to add a joint user. I have a family member that has both these accounts for over 12 yrs, if I add myself will it seem like Ive had them for 12 yrs and not seem like a AU account

So first, they have to add you as an AU; you cannot add yourself. Also, even though you will get the history, the CR will still show you as an AU. 

REVISED GOAL: Garden ‘til Dec 2020 — 0 inquiries

Previous Goal: Garden til APR 2020 (extended) and
800 Club (accomplished)


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799
DEC 2017: EX 775, TU 778, EQ 769

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $22.2K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 11 of 14
Member

Re: Best approval chances for app spree?

Well just to keep everyone updated I did go ahead with the apps. Also to add I also wanted these cards for there rewards. As I have no cards earning even 1% cashback so all these will benefit me in my everyday purchases that I wasn't getting and can now use cards and then PIF.

Reaults
Discover it CB -approved
SL-2000 with 6mo 0%intro offer
Rather then the regular offer
Had to call the recon line

Barclays Uber Visa- approved
SL-1000
Had to call anylast after in review msg

PayPal MC 2%- Approved
Instantly approved for 3000 SL

BOA Cash rewards- Denied
Instant denial- tried calling
Key reason - serious delinquency

I'm glad I went thru with it. I'm gonna stay in the garden for two years at least
So by then my student loans shouldn't be reporting. I do appreciate everyone's advice
Message 12 of 14
Community Leader
Super Contributor

Re: Best approval chances for app spree?

Congrats on your approval. I love to be proven wrong.

REVISED GOAL: Garden ‘til Dec 2020 — 0 inquiries

Previous Goal: Garden til APR 2020 (extended) and
800 Club (accomplished)


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799
DEC 2017: EX 775, TU 778, EQ 769

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $22.2K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 13 of 14
Moderator

Re: Best approval chances for app spree?

As OP has now been approved, thread is closed to further comments. OP is free to start a new thread if so desired in approvals.
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Message 14 of 14
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