cancel
Showing results for 
Search instead for 
Did you mean: 

Blispay Instant Denial (Data Points)

Established Contributor

Blispay Instant Denial (Data Points)

Applied on 4/15/18 Confirmed Identity online then got this message also it never asked for income? odd...

decline.png

Data Points:

EXP 736 Total INQ 18 UTIL 0% or 0.01% AAOA 2 YRS 5 Mo's, Oldest account 5YRS 1 Mo's

EXP INQ LAST YR 9 , Recent Account 7 Mo's Ago, 2 Retail cards with SYNC, Total Open Accounts 23

Times Applied for this Product 1, Income 28k (Didn't Ask odd?)

 

Recent Apps:

CapOne 3 HP's, Amex 1 HP (Experian)

 

Plausable Reason for Denial? EQ Wouldn't Unlock, Fraud Alert, Other

 

 

Checking to see what CRA was pulled also waiting on snail mail brb... I'll update with more info keep an eye on this thread. Smiley Wink

 

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 1 of 14
13 REPLIES
Regular Contributor

Re: Blispay Instant Denial (Data Points)

 

Thats standard practice with Blispay!!!!. I had to fight to have my inquiry removed for they would argue they couldnt confirm my id and wouldn't respond one way or another for my approval. Waited 30 days before reading here they are not to be trusted.

 

Scores matched yours will likely have a hard pull on EX.

My FICO scores are accurate as of 2 days ago (759/785/744) with an AAOA of (2.5/3.4/3) and a total inquiry count of (11/17/13).
Message 2 of 14
Community Leader
Super Contributor

Re: Blispay Instant Denial (Data Points)

Wait, what, Blispay still exists? Smiley Wink

Sorry CC72 on the denial.



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 3 of 14
Established Member

Re: Blispay Instant Denial (Data Points)


@CapCredit72 wrote:

Applied on 4/15/18 Confirmed Identity online then got this message also it never asked for income? odd...

decline.png

Data Points:

EXP 736 Total INQ 18 UTIL 0% or 0.01% AAOA 2 YRS 5 Mo's, Oldest account 5YRS 1 Mo's

EXP INQ LAST YR 9 , Recent Account 7 Mo's Ago, 2 Retail cards with SYNC, Total Open Accounts 23

Times Applied for this Product 1, Income 28k (Didn't Ask odd?)

 

Recent Apps:

CapOne 3 HP's, Amex 1 HP (Experian)

 

Plausable Reason for Denial? EQ Wouldn't Unlock, Fraud Alert, Other

 

 

Checking to see what CRA was pulled also waiting on snail mail brb... I'll update with more info keep an eye on this thread. Smiley Wink

 


WHAT????? same my score was over 820 sorry dude

Message 4 of 14
Established Contributor

Re: Blispay Instant Denial (Data Points)

I got denied too a little back 723 exp score. 

Penfed gold 10k Penfed Promise 10K Home depot 7K Wayfair 8500 Macys 5K Amazon prime 6000 Walmart 6000 Citi simplicty 2800 NFCU rewards 2500 Discover 1500 AMEX 1000 AMEX hilton 1000
FICO 8 TU 724 EXP 724 EQ?
Message 5 of 14
Valued Member

Re: Blispay Instant Denial (Data Points)

@Gits I am having the exact same issue, but with Ollo Mastercard. How did you get the inquiry removed? I'm afraid that if I dispute it with Experian they will add a fraud alert.

Message 6 of 14
Moderator

Re: Blispay Instant Denial (Data Points)

Blispay it a PITA with their identity BS.. I think I was the first person on the forum to do a successful recon on this card back when I use to have it... I said you can't idenitfy my identity thus the HP isn't mine so you must remove it.. Long story short ended up faxing several things several days later and yielded an approval.  They need to fix this stupid identity bs program they have running that clearly is a piece of junk.

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | US Bank | Fifth Third Bank | FNBO | BB&T
Message 7 of 14
Super Contributor

Re: Blispay Instant Denial (Data Points)

Blispay has probably lost 90% of the luster it had back in 2016 when it was a new product almost 2 years ago today.  Too many income verification issues, CS issues, zero potential for card growth and simply not being willing/able to get any better. 

 

Blispay is the only "regret" card I have and really the only one now that resides in my SD.

Message 8 of 14
Established Contributor

Re: Blispay Instant Denial (Data Points)


@BrutalBodyShots wrote:

Blispay has probably lost 90% of the luster it had back in 2016 when it was a new product almost 2 years ago today.  Too many income verification issues, CS issues, zero potential for card growth and simply not being willing/able to get any better. 

 

Blispay is the only "regret" card I have and really the only one now that resides in my SD.


Mom also got denied her issue was ID, letter came in her mailbox and showed me it about 1 yr ago... Maybe folks shouldn't waste the time on this flake of a bank.

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 9 of 14
Established Contributor

Re: Blispay Instant Denial (Data Points)

So happy I never want this card... 😊😊

Message 10 of 14