@CreditCuriosity wrote:
@Anonymous wrote:I don't live in the United States, however my income is in US dollars and using US cards allows me to save substantially on currency conversion.
I'm never going to be looking for a US mortgage or car loan, to get a job or rent an apartment. I have a credit line that allows me to keep my utilization under 10% if I never get another card or increase again. It's really all about SUBs, maximizing bonuses and 0% interest.
This is basically a hobby for me. The only credit score that really matters is my Canadian score and of course since most of my spending isn't on it, my utilization is really good.
Although might be a hobby as it is for me.. You will never get any of the good bonuses aka CSP/Bofa PR/Wells Fargo Propel and list continues if you cannot stay in garden and let those accounts age for awhile you will continue to get denied or not qualify for the GOOD bonus/money. I am just saying I personally think you are doing yourself more harm than good even if only bonus chasing as you aren't eligable for the best bonuses with your current profile. Anyways already mentioned my piece. Best of luck whatever you do in the future.
I'm actually not interested in any annual fee cards beyond the ones I have, nor having any kind of US investments (creating tax liabilities) or savings accounts
There are also limits on what I can do and who I can deal with - anyone who wants any kind of US ID or tax information is closed off to me.
In any event, I'm actually posting to say the application is still listed as in review a month later. Perhaps there's a denial letter, or even a card, or a request for something sitting in my mailbox, but I won't be there for another week and a half
@Anonymous wrote:So we're now at Dec 21 - still pending since Nov. 9, nothing received in snail mail, no phone calls or emails either.
I'm starting to think it's some kind of limbo and I'll never be approved or denied. Considering how long it's been since the HP now, it would be risky for them to issue a card without another pull.
Glad you realized this. Best wishes with your hobby.
RealityBites, did you try calling in today? I would and see that the hold up is.
